San Diego Bracken

Thank you for the review, and the feedback about our Mortgage Lending Process! We seek to have a repeatable process for every transaction, AND, ensure it is customizable for the unique needs of each transaction. What we feel is the most important about the Loan Process, is that we proactively set a Timeline, and send Weekly Updates to all parties, reflecting "Completed Steps" versus "Next Steps", so all parties know what is happening, by when. The goal is to Communicate, to create Clarity, and foster Confidence. Thank you for your review and feedback! Brendan Bracken VP, MLO NMLS #247272 Bracken Team at Peoples Mortgage 619-269-9871 https://www.BrackenTeam.com

Thank you for the great review! Our goal is to help ensure we execute a smooth mortgage transaction... and then ensure that our clients have the best mortgage product and strategy in place, as interest rates change, and individual needs change. We try to be elegant in periodic follow up, to ensure our past clients know we are there IF ever needed. Brendan Bracken VP, MLO NMLS #247272 Bracken Team at Peoples Mortgage 619-269-9871 Brackenteam@peoplesmortgage.com https://www.BrackenTeam.com

Thank you for the feedback, and your review about our Mortgage Lending Team! Brendan Bracken VP/MLO , NMLS-247272 Bracken Team at Peoples Mortgage 619.269.9871 https://www.BrackenTeam.com

Thank you for the trust in our team, and for taking the time to share your experience! Thank you for trusting us for mortgage financing on the purchase of your home in Southern California. We will keep in touch as we seek to "monitor the mortgage" for future opportunities to provide a lower rate and lower payment. Brendan Bracken VP/ MLO , NMLS-247272 Bracken Team at Peoples Mortgage 619-269-9871 https://www.BrackenTeam.com

Thank you for the trust in our team, and for the thorough review! After serving homebuyers since 1998, we know that a decision to purchase is not something you want to do "today", in a pressure environment. Our goal is to listen first, understand your goals... and then present several options to accomplish those goals, with a Visual Presentation, that will provide clarity and confidence, in a home purchase decision. Thank you for trusting us for mortgage financing on the purchase of your home in Chino, Ca. Further, we will keep in touch as we hope mortgage rates to improve in the future.... and we will assist you with a refinance to lower the rate and payment. Thanks!! Brendan Bracken VP/ MLO , NMLS-247272 Bracken Team at Peoples Mortgage 619-269-9871 https://www.BrackenTeam.com

Thank you for the review about our responsiveness to questions, and updates about the process. It was a pleasure to assist you with financing for your home purchase in Chesterfield, VA. Thank you for your trust in our team, and even though this transaction is complete, we will continue to monitor the mortgage rate market to find opportunities to lower the rate and lower the payment in the future. Brendan Bracken VP, MLO NMLS-247272 Bracken Team at Peoples Mortgage 619-269-9871 https://www.BrackenTeam.com

Hi Lezly, Thank you for your trust in us, for financing your Home Purchase in Escondido, Ca. It was a privilege to work with you, and we do our very best to make an otherwise stressful process FEEL Smooth. Congratulations, and THANK YOU for sharing your feedback with this review Brendan Bracken VP/MLO NMLS #247272 Bracken Team at Peoples Mortgage 619.269.9871 Email : BrackenTeam@PeoplesMortgage.com Website: https://www.BrackenTeam.com

Thank you for the great review for our Mortgage Lending Team! We really appreciate your feedback Brendan Bracken, NMLS-247272 619-269-9871 https://www.BrackenTeam.com

Thank you for the great review! We really appreciate you taking the time to share your feedback. Brendan Bracken, NMLS #247272 619-269-9871 https://www.BrackenTeam.com

Thank you for your feedback! Brendan Bracken, NMLS #247272 Bracken Team at Peoples Mortgage https://www.BrackenTeam.com 619-269-9871

We work with both Homebuyers, as well as professional Realtors, to provide Mortgage Financing solutions. Thank you so much for the review! Brendan Bracken, NMLS-247272 619-269-9871 https://www.BrackenTeam.com Bracken Team at Peoples Mortgage

Thank you so much for the review. We do our best to ensure we communicate clearly about the loan process. It was a pleasure to work with you! Brendan Bracken Ruth Kadolph Bracken Team at Peoples Mortgage 619-269-9871 https://www.BrackenTeam.com

Thank you so much for trusting our "Bracken Team" for your mortgage needs. Our goal: COMMUNICATION to create CLARITY and CONFIDENCE. Thanks for sharing! Bracken Team at Peoples Mortgage Brendan Bracken, NMLS-247272 Ruth Kadolph, NMLS-726975 619-269-9871 https://www.BrackenTeam.com

We make it our mission to : 1) Start with a Fully Underwritten Loan Approval before a buyer even starts the shopping process, 2) Update all parties(Buyers Agent, Listing Agent, Escrow Officer) on status updates proactively, 3) Set Buyer up to be able to close early if they choose to. We appreciate your feedback, and it was a pleasure to work with you Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619.269.9871 https://www.BrackenTeam.com

Thank you for sharing your feedback! We do our best to proactively communicate the key milestones of the process, and conduct Web Based Meetings to walk through the key details of a Mortgage Loan as it relates to a home purchase. Thanks for sharing your feedback! Brendan Bracken, NMLS-247272 619-269-9871 https://www.BrackenTeam.com Bracken Team at Peoples Mortgage

Thank you for sharing your feedback! Brendan Bracken, NMLS-247272 619-269-9871 https://www.BrackenTeam.com

Thanks so much for the great feedback! We work hard to make it a great experience for Homebuyers and our Realtor partners. Thank you so much for sharing! Brendan Bracken Ruth Kadolph Bracken Team at Peoples Mortgage, NMLS-247272 619-269-9871 Call or Text www.BrackenTeam.com Brackenteam@peoplesmortgage.com

Thank you for sharing your positive feedback. We do our best to make it a 5 star worthy experience. Brendan Bracken Ruth Kadolph Bracken Team at Peoples Mortgage, NMLS-6274 www.BrackenTeam.com 619-269-9871 Call or Text Brackenteam@peoplesmortgage.com

Thanks for the great feedback Tyler. We believe Mortgage Financing for Real Estate, integrates into a long term financial plan, which includes Tax Implications, that WE as advisors need to give guidance about, as well as point to useful resources and other experts like CPAs, Financial Planners, Attorneys, etc. Thanks for sharing your experience! Brendan Bracken VP/MLO , NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Hey Nicholas, Thanks for the great review! We often assist Homebuyers that may start with their Banking institution, and OUR goal is to IMPROVE the experience with superior PEOPLE, PROCESS, PRODUCTS, and PRICE. Thank you so much for weighing in, as these reviews are helpful to OTHER Homebuyers and Homeowners looking for a great Mortgage Lending Team Brendan Bracken VP/MLO, NMLS-247272 619-269-9871 Call or Text www.BrackenTeam.com Bracken Team at Peoples Mortgage, NMLS-6274

Thank you for the feedback and Review! This helps show that we are Real People, seeking to assist people Build Wealth with Real Estate. We appreciate you sharing! Brendan Bracken VP/MLO NMLS-247272 619-269-9871 Call or Text www.BrackenTeam.com Bracken Team at Peoples Mortgage, NMLS-6274

Thank you for leaving us a Rating on our Service. We appreciate that! Brendan Bracken VP/MLO NMLS-247272 www.BrackenTeam.com 619-269-9871 Call or Text Bracken Team at Peoples Mortgage, NMLS-6274

Thank you for the review and feedback! Brendan Bracken VP/MLO NMLS 247272 619-269-9871 www.BrackenTeam.com Bracken Team at Peoples Mortgage, NMLS-6274

Thank you for the positive feedback! We like to lay out a forecasted timeline, that shows the a.COMPLETED STEPS versus the b.NEXT STEPS. Along with "Milestone Update Emails" as certain key points happen in a transaction, we will also send a WEEKLY UPDATE EMAIL. We really appreciate you taking the time to leave a detailed review! Brendan Bracken, VP/MLO , NMLS 247272 619-269-9871 Call or Text www.BrackenTeam.com Bracken Team at Peoples Mortgage, NMLS 6274

Thank you for investing some time to share your experience. We seek to STAY IN TOUCH with anyone we have helped with mortgage financing in the past, to continue to ADD VALUE with complimentary advice, Mortgage Efficiency Checkups, Referrals to Trusted Business Associates like Tax Advisors, Financial Planners, Estate Planners, Family Law Attorneys, Home Insurance Professionals, Realtors, etc ..... Thank you for sharing your experience! Brendan Bracken VP/MLO NMLS-247272 Bracken Team at Peoples Mortgage 619-269-9871 www.BrackenTeam.com

Thank you for the great feedback Marie. Working with great Realtors, like YOU, help US be successful in serving OUR Homebuyers at the highest level. Thank you for sharing your feedback! Brendan Bracken VP, MLO NMLS-247272 619-269-9871 www.BrackenTeam.com Bracken Team at Peoples Mortgage, NMLS-6274

Thanks for the feedback Greg! We love working with professional Realtors, like you, as it takes a TEAM to create a great experience for a Homebuyer. Thank you for sharing your feedback Brendan Bracken VP/MLO, NMLS-247272 www.BrackenTeam.com BrackenTeam@peoplesmortgage.com 619-269-9871 Bracken Team at Peoples Mortgage, NMLS-6274

That was a super thoughtful review. Thank you so much for investing the time to share your experience! Brendan Bracken VP, MLO NMLS-247272 Bracken Team at Peoples Mortgage , NMLS 6274 619-269-9871 www.BrackenTeam.com

Thank you for the great review! Brendan Bracken, NMLS 247272 Bracken Team at Peoples Mortgage, NMLS 6274 619-269-9871 www.BrackenTeam.com

That is great to hear Ken, and THANK YOU for sharing your story. We welcome and encourage our Homebuyers to get quotes from other Lenders, as we want to combine the BEST of PEOPLE, PROCESS, PRODUCT, and PRICE. Thank you so much for leaving a review. These help others gain an understanding about our team. Thank you! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for sharing your feedback! We want to do a thorough consultation to FIRST, gain an understanding, and THEN, we can provide some solutions. Thank you! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for the review! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for the review! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Hey Cooper - Thank you for investing the time to leave a review! We do our best to paint a clear picture for our clients. Thank you so much for sharing your feedback! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 www.BrackenTeam.com 619-269-9871

Wow, what a thorough review!! Thank you so much! We are honored to have worked with you on multiple transactions, and we will do our best to stay in touch, and add value, long after any transactions have been consummated. We want to help our clients build wealth through Real Estate, and are thankful to have great clients like you! Brendan Bracken, NMLS 247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you so much for your thorough review! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS 6274 619-269-9871 www.BrackenTeam.com

Thank you for the feedback!!

Thanks for your great feedback! We do our best to create a concierge experience for our clients and referral partners. Thank you for sharing! Brendan Bracken, NMLS 247272 Bracken Team at Peoples Mortgage, NMLS 6274 619-269-9871 www.BrackenTeam.com

Oh my gosh, thank you so much for the super thorough review!! That is so nice. We do our best to be in a state of constant improvement, with a humble desire to serve. Thank you so much for sharing your thoughts !! Brendan Bracken VP/MLO NMLS-247272 Bracken Team at Peoples Mortgage, NMLS 6274 www.BrackenTeam.com 619-269-9871

Thank you for the very thorough review! We appreciate you taking the time to share your feedback Brendan Bracken VP / MLO, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you so much for the great feedback! We work hard to create a concierge experience for Homebuyers and Homeowners needing the best People, Process, and Product in the Mortgage Industry. Brendan Bracken, VP / MLO NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you John for the amazing review! We seek to provide a thorough consultation to a Homebuyer or Homeowner as it relates to mortgage financing options. Additionally, we seek to have a schedule that works for today's busy professional allowing you to "meet us where you are", process. Thank you again John for sharing your feedback, which I sincerely appreciate, and, it is helpful for others that might be looking for a great Mortgage Lender. Brendan Bracken, VP NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Hey Seth, Thank you for the thorough review! We really appreciate workimg with professional Realtors like you!! Thank you for investing the time to share. Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS 6274 619-269-9871 Call or Text www.BrackenTeam.com

Thank you for the great review!! We appreciate the trust in our team, and it is a pleasure to serve a Homebuyer, especially a First Time Homebuyer. We were thrilled to be part of that journey with you. In general, we do our best to provide a thorough consultation with a potential Homebuyer, BEFORE even pulling credit. We want to change the typical Mortgage Company paradigm of the "Apply Now, Credit Ran...no information provided...you qualify for X" concept that exists with most mortgage companies. We are honored to serve you! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for the amazing review, and sharing your personal experience. We sure do appreciate you investing the time to write such a thorough review. We definitely do our best to communicate and proactively manage a timeline. Thank you so much for sharing! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for sharing your experience with our team. We are here to assist our clients in purchasing real estate, and then refinancing when there is a tangible benefit. We are honored to serve you! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for leaving a review. We are blessed to have some really great clients like you guys. Thanks again! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for the great review! We are passionate about being clear, transparent, and laying out a timeline about the NEXT STEPS during a Home Purchase Transaction. Thank you for trusting us for your FIRST Home Purchase, and we will be here for your NEXT!! Brendan Bracken, NMLS 247272 Bracken Team at Peoples Mortgage Co, NMLS 6274 619-269-9871 Call or Text www.BrackenTeam.com

Thanks so much for the review! We love assisting homebuyers achieve the American Dream of Homeownership. Thanks for your trust in our team! It was a pleasure working with you on this purchase, and we plan to stay in touch to assist you on your NEXT! Brendan Bracken, NMLS-247272 Bracken Team at Peoples Mortgage, NMLS-6274 619-269-9871 www.BrackenTeam.com

Thank you for the great review! We do our best to proactively communicate with all parties, advising of the COMPLETED STEPS and when the NEXT STEPS will happen. Once we complete ONE transaction, we plan to stay in touch for a potential NEXT Transaction, especially in the case of Interest Rates in 2024 likely to improve into 2025. We are happy to have had the opportunity to serve you, and thank you for sharing your feedback! Brendan Bracken , NMLS-247272, with Bracken Team at Peoples Mortgage, NMLS-6274, 619-269-9871 , www.BrackenTeam.com