San Diego Bracken

Brendan and the team at Peoples Mortgage were great. Prompt and professional service at every step of the mortgage process. Will defintely use again.

Brendan is an extraordinary lender who has been doing it for 25 years. My clients love him and so do I. He is a huge asset for us. Shawn Bengtson, real estate broker

Brendan Bracken his team were very knowledgeable and guided me through the entire loan processs from start to closing. It was pleasantful and easy to work with the Bracken team. Thank you.

Brendan and his team really take the time to make sure you understand all the details of your loan. They are very friendly and always available to answer questions. Very pleased with our loan process and will do business again. Thank you Brendan and Ruth!

Brenda Bracken and his team did a 5 star closing of the loan for the Buyer of my listing. I was the Listing Agent and was impressed by the speed that the Mortgage Lender was able to get the appraisal turned around and get the full underwriting approval. We closed on time which was greatly appreciated!

The Bracken team was very active and always willing to answer all of my questions. Overall had a great experience.

Great lending team! Best in SD

Brendan and his team are incredible resources, not only within their field, up and beyond your expectations as well. They go beyond their scope to make sure you have what you need to succeed in every way. I consider their team not only as a resource for lending, but as a trustworthy source for information as a whole. Hire them, you will never look back.

The Bracken Team are the best! They made buying my first house a breeze and I won't use anyone else moving forward. If you really want to know, I tried using my bank and it was such a pain. So glad my buddy recommended Brendan and Ruth. Never looked back.

Thanks for all the help! Look forward to doing more business down the road.

Brendan and his team are the best- knowledgeable, efficient and communicative. They do everything they can to secure a loan that works for you. Highly recommend!!

The Bracken team is truly a team. Brenden, Ruth and Beatrice worked together to effectively coordinate our loan closing. A schedule of events was created, and when each step was completed, we were updated and informed as to the next step. It’s comforting to work with competent honest people. I wish them all the best as they continue to successfully grow their exceptional business.

Mr. Bracken is a detailed professional who follows up on all dealings he has worked on with me. His caring about my needs and his striving for complete satisfaction rates above excellent in my thinking in this day and time. I am extremely grateful for such a wonderful experience working with him!

What a Great team! Follow up was great, keeping us informed of every step was great and the customer service is amazing!!!!

Brendan and his team handled the financing for one of my Homebuyer clients. They did an excellent job with offering a Fully Underwritten Loan Approval up front, rather than just a "PreApproval Letter". Brendan called the Listing Agent as we presented our offer, to ensure the Listing Agent chose our offer. Then, once in contract, the team sent out updates throughout the transaction. They did a great job helping my client get their home. Would work with them again!

THE BRACKEN TEAM IS PHENOMENAL. WHAT A PLEASURE TO WORK WITH. GIVEN THE ERA WE ARE IN WITH CONSTANT 1-800 NUMBERS AND WAIT TIMES, THE BRACKEN TEAM IS RESPONSIVE, COMMUNICATIVE, AND ALL AROUND GREAT GROUP OF PEOPLE. THEY CARE AND ARE SUPPORTIVE OF PERSONALIZED CARE THROUGH AND THROUGH - THANK YOU TEAM!

The Bracken Team truly cares for their borrowers. They are very detailed and efficient and ensure the best closing experience. He is very knowledgeable and I highly recommend them for all your Mortgage needs.

Brendan, Ruth, and the entire team at Peoples Mortgage were a delight to work with! They are always available to answer any questions and go above-and-beyond to explain your mortgage and what they are doing to get you the best deal available to fit your needs. They have a fully integrated electronic system that makes completing tasks/reviewing/signing documents a breeze. I did shop around and their rates were competitive or better. I will definitely work with them again and will recommend them in the future. True customer service!

Brendan and Ruth at Peoples Mortgage have been a big help to me as they do a very good job in understanding their clients needs before going into mortgage options. I’ve been happy with their service and I have sent clients to them that also share the same response.

Service with a Smile.. I've known Brendan professionally for over a decade & he has always been highly dedicated to details of the mortgage business. Highly Recommend!

Brendan Bracken and his team are by far the best mortgage lenders I've ever worked with! Their customer service is top tier and you can tell they actually care about their clients. He's been fantastic to work with and has helped create several financing scenarios that fit my specific goals. In addition, he's managed to explain them and their varying benefits in such a simple and easy to understand manner. If I could give him six stars I would!

I had the pleasure of working with Brendan and Ruth for a few years now, and I couldn't be more impressed with the level of professionalism and expertise provided throughout the entire loan process. From the very beginning, Brenda and Ruth have been attentive, patient, and took the time to thoroughly explain all the options available to me. They made sure I understood every step and kept me updated regularly. Their guidance helped me navigate the process smoothly, and I highly recommend them to anyone in need of loan assistance – they go above and beyond! Thank you and I look forward to working with you for many more years.

I had the pleasure of working with Team Bracken at Peoples Mortgage Company, and they are amazing to work with! From start to finish, they kept everyone in the process up to date and were always prompt in their responses. Their professionalism and attention to detail made the whole experience smooth and stress-free. I highly recommend Team Bracken to anyone looking to purchase a new home or refinance an existing one. They truly go above and beyond!

Brendan is an amazing person and professional! He always brings great energy to conversations and makes it know that he cares about your relationship. He is very in tune with his clients needs, going above and beyond for them time after time!

Brendan Bracken and the Bracken Team at Peoples Mortgage Co. are an absolute standout in the mortgage industry! As a fellow professional through Professionals With Purpose (PWP), I’ve had the privilege of seeing firsthand how Brendan’s integrity, expertise, and dedication make a real difference for his clients. He is incredibly knowledgeable and takes the time to walk clients through every step of the mortgage process with patience, professionalism, and clear communication. Whether assisting first-time homebuyers or experienced homeowners, Brendan goes above and beyond to ensure a seamless and stress-free experience. What truly sets Brendan apart is his commitment to building lasting relationships and his genuine passion for helping clients achieve their homeownership dreams. He’s not just about transactions—he’s about trust, long-term success, and making the process as smooth as possible. If you’re looking for a mortgage expert who is trustworthy, experienced, and truly cares about his clients, I highly recommend Brendan Bracken and the Bracken Team at Peoples Mortgage Co. You won’t find a better team to guide you through the home financing journey!

I’ve had the pleasure of knowing Brendan for many years, and I can confidently say he is a top-notch mortgage broker. His deep knowledge of the industry, combined with his commitment to finding the best solutions for his clients, sets him apart. Brendan is not only extremely knowledgeable about financing options, but he also takes the time to truly understand his clients' needs. He is patient, thorough, and always willing to go the extra mile to ensure a smooth and successful process. If you’re in need of a mortgage expert who genuinely cares about your financial success, I highly recommend Brendan.

Brendan and Team are AWESOME! They care about their clients and they do everything in their power to be the best at what they do. Highly recommend!

This mortgage company is on a different level! They will go above and beyond to guide you every step of the way and will make sure that all your questions are answered clearly. They will provide you with clear and concise options that they will explain thoroughly. I love how they treat each transaction in a very personal way that there is a level of comfort when you talk to them. They set up regular meetings to ensure we are aligned and calibrated. 10 starts for Brendan and his awesome team!

As a real estate broker who comes from a mortgage background, and who still occasionally executes loans for select client scenarios… Brendan and his Team are the people I go to when I cannot do a deal, or more specifically these days, when I cannot do a deal as competitively. Beyond great execution, Brendan’s proactive and relentless commitment to customer service is what separates his offering from so many other lenders I work with. Highly recommended. 11/24:25 update: Brendan and team just executed another loan for a client with the same great service and communication as always. A pleasure working together.

The Bracken team helped us tremendously in the purchase of our first home! Brendan and Ruth went above and beyond to walk us through the details that we didn't understand yet as first time home buyers. We are very grateful and would recommend them to anyone searching for a mortgage lender!

Thank you so much to an AMAZING Team!! Having gone through this process before I can’t tell you how seamless and efficient this experience has been for me with the Bracken Team. Brendan, Ruthie and Beatriz were so attentive and helpful, and yet as I am still new to this world of loans and funding, they helped educate me on many things I had questions on. Their patience and how everything was explained in regard to the loan, the rates, my options were beyond my expectations. Of course, there were times that I was worried or had fear because it is such a big purchase and doing this right at the elections … but all it literally took was a call they actually picked up the phone or a text and one of them called me back right away and walked me through any questions I had. I always felt secure and a peace-of-mind knowing I was in good hands and that they were doing everything they could to help me and my family achieve our dreams. Using the Peoples Mortgage app they have was the absolute best to upload docs and It was great to know what was needed and where we were in the process. And together with my realtor John Goga …we did it, we got the house!!! I truly feel this wouldn’t have happened without such dedicated people who actually care and take pride in helping others. Just weeks ago I was driving by this house with a For Sale sign on it, and now I am the proud owner! I felt the Bracken Team genuinely cared about me and wanted to see me get the property. Today is day 3 that I have the house and we’ve been cleaning it up and getting ready to move in and I am over-the-moon happy and so excited! If you want to work with great people, have a great experience- then work with the Bracken Team… call them today… they will work hard for you! (Photos are of the Realtor John Goga handing me the keys to the property, I can’t tell you how happy I was… what an amazing day!!)

Brendan team are very helpful and support my family to live in a new home quickly, proactively help to do the refinance. They are trusted!

Always amazing service! The team is extremely knowledgeable and provides insightful guidance.

Brendan and his team were very helpful in guiding me through my first-time home purchase. They laid out all the information I needed to know about my mortgage and timeline up until closing. Working with them was very pleasant and I recommend them to anyone looking to buy a home.

Brendan and his team were amazing to work with! Very clear with all that was required to close our loan and were able to find us the best loan option to fit our needs. Genuinely wanted to see us be successful in getting our first home. We were referred to them by friends as well and they did not disappoint!

Brendan was able to get me a mortgage that worked for my wife and I. His team was very communicative throughout the process and kept all parties up to date with timelines. We will likely use them again in the future for our refinance.

I just want to give Brendan Bracken and Team a big thank you with our home buying process!! He’s very knowledgeable, communicative and very helpful. He keeps you in the loop the entire time. It was a pleasure to work with him and his team! We were first time home buyers and Ruth helped us understand every part of the process. She gave us all the information we asked for and helped us make decisions based on what we prefer. Closing was a complicated process for us because of the kind of listing it was, but Brendan and Ruth had our backs throughout. It was one thing we didnt need to worry about. They were always ahead of all other parties involved in escrow. We recommend Brendan, Ruth and his team. You will definitely be satisfied. Thank you again.

Most professional people we’ve known. Super efficient and they respond quickly. Had a wonderful working experience with Bracken Team.

The Bracken Team has been invaluable during our home buying journey. My husband and I began the process of buying our first home in California in 2022. After many life changes we found ourselves planning to move to Oklahoma. Brendan confidently assured us that they could still help us. In 2024 we bought a home in Oklahoma after many meetings with Brendan and Ruth because of financial and life changes. Our home purchase went off without a hitch (we had no idea what we were doing, but the Bracken Team did!). Not once did we feel pressured, unimportant or unprepared during the entire process. We appreciated their honesty and advice, as well as their straightforward nature. We would 100% ask for the Bracken Team to assist us if we decide to purchase another home. Thank you!

Ruth and Beatriz were wonderful to work with. My family and I could not be more thankful for all the hard work they did on our behalf and helping us to purchase our home we lived in for 29 years.

Brendan and the team at Peoples Mortgage Company did outstanding work helping me with my recent house purchase. This was the culmination of a five YEAR odyssey of asking them to provide me with a pre-approval letter, making an offer, losing out, reaching out again six months later, and so on. Brendan never complained at having to repeat the same work over and over, and worked overtime to educate me about the different mortgage products and combinations available. When an offer was finally accepted (yay!), he and the team helped me to pull together all of the necessary documentation, walked me through technical fixes with my online accounts when I couldn't make them work, and got my mortgage funded on time for closing. I highly recommend them for your home purchase.

The Bracken Team at People’s Mortgage is hands down, the best in the biz. To be remotely competitive in San Diego, you have to be prepared and you have to act FAST….”14 Day Close” fast. Bracken’s communication is transparent, their thoughtfulness is reassuring and their commitment is unwavering. You need a mortgage? You NEED The Bracken Team!

What an awesome experience we had with the Bracken team! They were very creative and offered many solutions to our complex mortgage transaction. We would highly recommend!

When I am working with Brendan and his team at Peoples Mortgage, I know the deal will get done and on time. They are extremely knowledgeable, professional, and always experience the best communication. The Bracken Team takes the time to walk through each step of the mortgage process with my clients and provides detailed illustrations that give them the ability to choose which mortgage plan works best. It’s always a great experience and I highly recommend them!