Thank you for the trust in our team, and for taking the time to share your experience! Thank you for trusting us for mortgage financing on the purchase of your home in Southern California. We will keep in touch as we seek to "monitor the mortgage" for future opportunities to provide a lower rate and lower payment. Brendan Bracken VP/ MLO , NMLS-247272 Bracken Team at Peoples Mortgage 619-269-9871 https://www.BrackenTeam.com