The experience of refinancing with Matt Arrillaga was as smooth and painless as one could expect, and frankly surprising given the complexities of mortgage loans and refinance. I loved the ZOOM interface, as well. Matt is an EXCELLENT mortgage broker, and I will continue to refer family and friends to him.
Once recommendation, however, is related to the post-loan experience. The interface for paying the monthly mortgage via Wintrust mortgage is antiquated. Ideally there would be functionality allowing me to change the amount I'd like to add to the principal easily and frequently online. Having to do this via a form does not allow for easy monthly changes as needed. Additionally, I would ideally be able to view my loan, loan documents, escrow, etc in the same site, rather than via a separate site with Barrington Bank. For reference, a great example of an online mortgage interface is the one I had with my previous mortgage - Mr. Cooper.