

Innsbrook
In her 9 years of experience in the Richmond Real Estate market, Tonya Kern has assisted hundreds of families as they navigate their path to homeownership. Over the course of her career, she has held key roles for two of Richmond’s top-5 builders — first as a Sales & Marketing Representative and more recently, as a Sales Manager.
Since 2021, she has brought that skillset and expansive knowledge of the home buying process to the position of Loan Officer at Southern Trust Mortgage. She has used her exceptional problem-solving skills and willingness to help, no matter the circumstances, to deliver top-notch service to many families in Virginia looking to purchase their next home. Whether you are looking to purchase an existing home, a new construction home, or refinance your current mortgage — Tonya is ready to deliver the same fantastic experience every time.
Founded in 1998, Southern Trust Mortgage is a full-service mortgage lender offering a diverse product line designed to compliment any borrower's needs. Southern Trust Mortgage is a DIRECT lender. As a direct lender we control every step of the mortgage, from pre-qualification to in-house underwriting, through funding. So when we say "APPROVED" you can proceed with confidence.
