Tom Cramer

Tom made our dream of homeownership a reality. His communication was flawless, and his dedication to getting us the best possible outcome was evident from day one. If you want a loan officer who is as kind as he is capable, Tom is your guy! We plan on referring him to all of our friends and mutual connections. What a great experience!

Tom & Kelly offer top notch professional service, with fast closings. Have used them for all of my mortgage needs for over 10 years and would highly recommend.

Tom and his team at Wintrust Mortgage did a great job helping me buy my first home. As a self-employed borrower, the process had a few challenges, but they found the right program and got me closed on time. Highly recommend!

Tom was able to help me navigate my first home purchase. He was knowledgeable, gave me great insights and answered any questions I had with great detail and remarkable speed. His experience and advice truly made the entire process stress free, accurate and inspired confidence. Will be recommending Tom to my friends and family. 

Tom was fantastic to work with during the purchase of my rental property. He’s extremely knowledgeable, professional, and made the whole process easy from start to finish. He even went above and beyond offering guidance even over a busy Fourth of July weekend. I would absolutely recommend Tom to any prospective homebuyer.

The process was convenient and quick thanks to Tom Cramer's expertise.

An almost painless process

Great experience! Easy process went smoothly

It was a pleasure working with Tom Cramer on the purchase of a home in Palatine, representing our mutual clients. Having the right loan officer is crucial to a successful outcome, and Tom delivered on every level. His experience, clear communication, and proactive approach helped make the process smooth and super efficient. He genuinely cares about his clients and works seamlessly with agents to ensure a positive result. I look forward to working with Tom again and highly recommend him to anyone looking for a dependable and knowledgeable lending partner!

We've worked with Tom for years.

Tom was wonderful, always available and answered all questions we asked. He made it all so very easy!

Very easy process.

Tom was great to work with from start to finish! He was very responsive and helped answer my many questions throughout the process.

Exceptional Mortgage Experience with Tom Cramer!! I can't recommend Tom Cramer highly enough as a mortgage specialist. From start to finish, Tom delivered exactly what you want as a mortgage professional - competitive rates, timely service, and seamless execution. What impressed me most was Tom's ability to secure an excellent rate while maintaining fast and accurate communication throughout the entire process. He was always available to answer questions and provided regular updates, which made what can be a stressful experience surprisingly smooth. Tom's team deserves equal praise - they were professional, thorough, and incredibly efficient. Every document request was handled promptly, and they kept everything moving according to our timeline. Thanks to their diligence and expertise, we closed right on schedule without any last-minute surprises. If you're looking for a mortgage specialist who combines competitive pricing with outstanding customer service, Tom Cramer is your guy. His commitment to his clients really shows, and I wouldn't hesitate to refer him to my friends and family. Highly recommended!!

With our mortgage we worked with Tom Cramer at Wintrust Bank. We selected the bank based on the many years we have banked with them. Working with Tom Cramer well exceeded even our positive expectations. Tom and the banking staff are highly professional and dedicated to offering solutions for you. He explained the financial information clearly. We were on a tight time frame and Tom assured us he could make it work. He helped take our stress away. Highly recommend working with Tom and Wintrust. The entire process was seamless and the communication was fantastic! Highly recommend.

Tom’s knowledge and expertise was invaluable. He participated in the entire construction loan process, right through to the final signing. My wife and I highly recommend his services.

Mr. Cramer is very trustworthy, thorough and excellent mortgage consultant. I highly recommend Tom Cramer for his many years of experience, his expertise and wisdom. Trust the best, call Tom.

We had the pleasure of working with Tom on the purchase of our townhome in St. Charles, and the experience was outstanding from start to finish. Tom made the entire process seamless and stress-free, guiding us with professionalism and care every step of the way. We felt completely confident and at ease throughout the closing, thanks to his expertise and attention to detail. Wintrust has been a trusted financial partner of ours for over seven years, and Tom exemplifies the high standards we've come to expect. Without hesitation, we would work with him again on any future home purchases.

Tom is a true professional! With years of experience and a dedication to customer service, Tom will get you the best mortgage solution that fits your needs.