Tom Cramer

Outstanding service

Tom was fantastic to work with on our home purchase. He explained our options clearly, kept us informed throughout the process, and made everything smooth and easy from start to finish. We really appreciated his guidance and professionalism.

Tom is the best. Let me just start with that. He is incredibly responsive and is happy to help with big or small questions and support. As a young couple with kids sometimes the home loan can feel overwhelming, but he makes everything clear and easy to navigate. I can't recommend working with Tim enough!

From the beginning Tom kept my wife and I informed and laid out what we can expect in every step of the process. He was always extremely prompt to respond (even when we reached out late at night) to any questions we had with the exact details we were looking for and very easy to communicate with. It was a huge relief in what can be a stressful process working with Tom. He was always very friendly and professional. We were never left wondering what is going on at any point in the process working with Tom. Allison and I are extremely grateful to Tom and the team at Wintrust.

Tom made our dream of homeownership a reality. His communication was flawless, and his dedication to getting us the best possible outcome was evident from day one. If you want a loan officer who is as kind as he is capable, Tom is your guy! We plan on referring him to all of our friends and mutual connections. What a great experience!

Tom & Kelly offer top notch professional service, with fast closings. Have used them for all of my mortgage needs for over 10 years and would highly recommend.

Tom and his team at Wintrust Mortgage did a great job helping me buy my first home. As a self-employed borrower, the process had a few challenges, but they found the right program and got me closed on time. Highly recommend!

Tom was able to help me navigate my first home purchase. He was knowledgeable, gave me great insights and answered any questions I had with great detail and remarkable speed. His experience and advice truly made the entire process stress free, accurate and inspired confidence. Will be recommending Tom to my friends and family. 

Tom was fantastic to work with during the purchase of my rental property. He’s extremely knowledgeable, professional, and made the whole process easy from start to finish. He even went above and beyond offering guidance even over a busy Fourth of July weekend. I would absolutely recommend Tom to any prospective homebuyer.

The process was convenient and quick thanks to Tom Cramer's expertise.

An almost painless process

Great experience! Easy process went smoothly

It was a pleasure working with Tom Cramer on the purchase of a home in Palatine, representing our mutual clients. Having the right loan officer is crucial to a successful outcome, and Tom delivered on every level. His experience, clear communication, and proactive approach helped make the process smooth and super efficient. He genuinely cares about his clients and works seamlessly with agents to ensure a positive result. I look forward to working with Tom again and highly recommend him to anyone looking for a dependable and knowledgeable lending partner!

We've worked with Tom for years.

Tom was wonderful, always available and answered all questions we asked. He made it all so very easy!

Very easy process.

Tom was great to work with from start to finish! He was very responsive and helped answer my many questions throughout the process.

Exceptional Mortgage Experience with Tom Cramer!! I can't recommend Tom Cramer highly enough as a mortgage specialist. From start to finish, Tom delivered exactly what you want as a mortgage professional - competitive rates, timely service, and seamless execution. What impressed me most was Tom's ability to secure an excellent rate while maintaining fast and accurate communication throughout the entire process. He was always available to answer questions and provided regular updates, which made what can be a stressful experience surprisingly smooth. Tom's team deserves equal praise - they were professional, thorough, and incredibly efficient. Every document request was handled promptly, and they kept everything moving according to our timeline. Thanks to their diligence and expertise, we closed right on schedule without any last-minute surprises. If you're looking for a mortgage specialist who combines competitive pricing with outstanding customer service, Tom Cramer is your guy. His commitment to his clients really shows, and I wouldn't hesitate to refer him to my friends and family. Highly recommended!!

With our mortgage we worked with Tom Cramer at Wintrust Bank. We selected the bank based on the many years we have banked with them. Working with Tom Cramer well exceeded even our positive expectations. Tom and the banking staff are highly professional and dedicated to offering solutions for you. He explained the financial information clearly. We were on a tight time frame and Tom assured us he could make it work. He helped take our stress away. Highly recommend working with Tom and Wintrust. The entire process was seamless and the communication was fantastic! Highly recommend.

Tom’s knowledge and expertise was invaluable. He participated in the entire construction loan process, right through to the final signing. My wife and I highly recommend his services.

Mr. Cramer is very trustworthy, thorough and excellent mortgage consultant. I highly recommend Tom Cramer for his many years of experience, his expertise and wisdom. Trust the best, call Tom.

We had the pleasure of working with Tom on the purchase of our townhome in St. Charles, and the experience was outstanding from start to finish. Tom made the entire process seamless and stress-free, guiding us with professionalism and care every step of the way. We felt completely confident and at ease throughout the closing, thanks to his expertise and attention to detail. Wintrust has been a trusted financial partner of ours for over seven years, and Tom exemplifies the high standards we've come to expect. Without hesitation, we would work with him again on any future home purchases.

Tom is a true professional! With years of experience and a dedication to customer service, Tom will get you the best mortgage solution that fits your needs.

"I had the pleasure of working with Tom Cramer at Wintrust and I was truly impressed by his professionalism and dedication. From the very start, he made sure to prioritize my needs. Tom’s approach is both customer-focused and results-driven, which made the entire process smooth and stress-free. Whether it was answering questions or finding the right solutions for me, he delivered with a positive attitude. Highly recommend!"

Very good: my wife and I are very pleased. It was a long, cumbersome process yet it proceeded smoothly. Tom and Tracy were extremely helpful and professional.

Tom was wonderful to work with, especially as a first-time home buyer. He anticipated my questions and provided expert guidance throughout the mortgage process. I couldn't have asked for a better loan officer!

Tom was great to work with - especially as a first-time buyer. He answered all my questions and guided me through the mortgage process. I couldn't have asked for a better loan officer!

I had a very good experience with Wintrust and Tom Cramer. Issues were addressed and fixed (if needed) quickly and efficiently. The mortgage process was a lot less stressful due to the expertise and support of Tom and Wintrust.

Tom Cramer is amazing! I've had the pleasure of working with Tom for a few years now. He is thorough, focused, honest, and efficient. He has my highest recommendation!

Tom was great! He made the entire loan process as easy and effortless as one could hope for when buying a house. He was professional, communicative, and was always available when I had need a question answered. I look forward to working with him again when the opportunity to refinance arises.

Tom was very helpful throughout the process. Answered my questions in a timely manner and made sure I understood the answers. He made sure I got the best possible deal for my mortgage needs.

I highly recommend Wintrust Mortgage. Our loan officer, Tom Cramer, was readily available to answer questions or concerns and guide us through the loan process.

highly recommend Tom Cramer! Very attentive, Tom immediately responded to any questions or concerns I had during the entire loan process.

Tom was great to work with. Very knowledgeable & answered all my questions. Made the process easy. Would recommend him.

5 Stars across the board. was not without its bumps in the Road but TOm plowed through and paved a clear path for us when needed.

Awesome experience! Everything went smoothly-Thanks for all the help

Working with Tom was a pleasure! Thanks again!

I call Tom the best quarterback ever!!! Tom had his team were outstanding!!! Very impressive from start to finish!!! Tom was so supportive, knowledgeable, kind and positive!!! THANK YOU WINSTRUST TEAM

Tom and his team are solid, as good as it gets.

Amazing experience with Tom! He is kind and knowledgeable! Great guy to work with.

Tom is amazing! Super kind, helpful, and knowledgeable. He was very responsive during weekends and during the holiday weeks when most people are too busy. He went above and beyond for me and was a huge factor in my great experience as a first time homebuyer

Excellent services! We got great advices and suggestions from Mr. Cramer! It was truly great experience with the team at Wintrust.

Working with Tom and the Wintrust team was a breeze! They made everything so easy. I can’t thank Tom enough.

Tom and Kelly worked hard to make a difficult purchase go very smoothly for me! I appreciate their expertise and assistance every step of the way.

Tom and Kelley made everything so easy! This was a complicated deal but they both worked so hard to get it done and put me at ease. Highly recommend!

Tom and his team did an amazing job taking care of Julie and I.

Phenomenal service and communication, team was flexible and extremely quick on our loan process, amazing experience would highly recommend to anyone/everyone

Very Very Very nice experience with Tom ready to help everytime. Thank u Tom for wonderful experience for buying my first dream home.

I had the absolute best experience work with Tom and his team!