Phil Johnson - Loan Officer - NMLS # 203202

We were very well informed and confident that the process was being done right the first time at every step. Phil has been our mortgage officer before and we would use him again.

Phil Johnson and the team at Southern Trust Mortgage were absolutely phenomenal to work with. The level of knowledge, accessibility, follow-up, and kindness provided by Phil and his team made my first-time home buying process quick, smooth, easy to understand, and very welcoming. I’m extremely thankful for all their hard work and proudly recommend them to anyone looking for mortgage services.

Phil was very courteous, informative, and very helpful throughout the entire process. He’s even available during off hours when I did not expect Phil to reply so soon. Very nice person to talk to. Highly recommend!

Felt like family. Another great experience with this team.

Phil was the best! He made the mortgage process so smooth. Highly recommend!

Phil has now assisted me with the purchase of two homes. He was such a pleasure to deal with the first time that going back wasn’t a question. He’s readily available to answer questions on a daily basis and looks out for your best interest.

I spoke with a few "salesmen/women" during the loan process that would promise you everything you wanted to hear only renege the rate and extras when you told them to move forward. Phil was always trying to do the best for you, but would be straight with you on what he could and couldnt do and explain why. Then he would tell you that he understands if you go with better offer from his competitor (which never panned out and Id limp back to Phil). Definitely shop around but if one of your guys is Phil, trust him. One of the good guys

Phil was most helpful, worked diligently on my case and is definitely knowledgeable in his field. Thank you so much Phil!

If you're looking for a mortgage representative who will provide you will high level customer service, and the best financial opportunities in the today's market, Phil Johnson is absolutely the right professional to make that happen. I have purchased several homes, and acquired multiple mortgages, and Phil easily out performs the best mortgage professionals in the industry. Don't hesitate, just follow his lead and you will find yourself in the best position in your current market.

Perfect

From the time I first called Phil to the day I closed on my refi, Phil, Robin and the entire team at Southern Trust were professional, efficient and a pleasure to deal with, making the process simple and easy. I would highly recommend - thanks to all!!

I worked with Phil Johnson at Southern Trust and I had the best experience I think I could have possibly had. I am a new homeowner and Phil worked with me through all of the offers I put in and made sure the numbers were right for me and he also answered ALL of my questions no matter how big or small. He was extremely available and talked with me on the phone multiple times after hours and on the weekends. I really enjoyed my experience with Southern Trust and would 10/10 recommend them to any family and friends!

Phil is extremely knowledgeable and very helpful. He responds quickly and my husband and I found the entire process to be enjoyable. Phil have us the red carpet treatment and we are most appreciative.

Phil provided very good advice and guided us through the various steps we needed to take. He made sure there were no surprises and everything went as planned

Phil made the refinance process very easy for me

Phil was very patient and helpful with the entire process! I would highly recommend him to anyone.

Phil gave us very good advice up front, kept us updated all during the process, and Robin also kept us updated through the process.

ONE OF THE MOST MOST INFORMED AND KNOWLEDGEABLE PROFESSIONALS THAT WE HAVE EVER ENCOUNTERED. MR. JOHNSON MADE THE ENTIRE REFINANCING EXPERIENCE AN ABSOLUTE PLEASURE. WILL RECOMMEND SOUTHERN TRUST ON EVERY AVAILABLE OPPORTUNITY.

Great communication, Patient, and made time when I needed help or had questions.