Mike was extremely knowledgeable, patient, and understanding throughout the entire process house-buying process. As a first-time homebuyer, he made it easy to understand the decisions we needed to make and what the best course of action was to get us in the right home. Mike was always available to answer questions or to provide the documents we needed, which made purchasing a house in a competitive market much easier. If my wife and I had to do it all again, we would go with Mike Schmuelgen and Independent Financial in a heartbeat.