Mike Schmuelgen

Mike was simply outstanding to work with. He made every step seamless and took the time to explain everything thoroughly throughout the whole process. He always made himself available to answer questions and to make sure that we had a full understanding of how our application was progressing. I cannot praise him highly enough.

Mike went above and beyond what he had to in order to help us get through the refinance process. He was great at listening to our needs and explaining all nuances to us in an easy to understand manner. 10/10 would recommend

Outstanding through out the entire process. Will highly recommend Mike to friends and family.

Best financing experience I have ever had. Mike exceeded every expectation and excelled at communicating exactly where we were in the process. We were on a tight schedule and not only did he meet the deadline, we were actually able to close a week early.

Mike did a fantastic job! Very happy with Mike and his team.

Excellent service. Very efficient and transparent process. Would not hesitate to refer friends and family to Mike and his team in the future

Great service and they really get it done awesome job, thank's.

Mike and his team were amazing from the beginning to the end of our home refinancing process. We had attempted refinancing at another company and after weeks of runaround and delays sought to find the best in the business and we were so lucky to have done so. From the beginning I honestly explained our situation to Mike and he gave me my options. I never felt like I was being misled or upsold anything. It was very clear what documentation was needed and how to deliver it. The closing was smooth and funds were delivered as expected. I would suggest you stop your search right now and call Mike’s team because they are best in class.

We have owned the same house for almost 2 decades and refinanced it a few times. Mike was, far and away, the VERY best agent we ever dealt with. He was responsive, professional, knowledgeable, and most of all, HELPFUL. There is truly no higher praise I can give than if my mother was going to refi a house or buy a new house I would tell her there’s only one person for the job, and it is Mike.

MIKE DID EXCELLENT JOB, GREAT COMMUNICATION AND SERVICE, INDEPENDENT FINANCIAL HELP ME WHEN OTHERS TRY TO HIT ME BAD WITH HIGH INTEREST RATE, THANKS SO MUCH FOR HELP ME OUT TO REFINANCING MY HOME.

Fantastic service. Mike went above and beyond.

Great customer service, Mike really work hard to give me the best rate on the market and excellent communication with customer, he did what others can't do it. Always tjank u from the bottom of my heart.

It was a completely painless and smooth process. Would highly recommend Mike!

The best loan processing experience I have ever had. Mike and his team were always quick to respond to any questions.

The process was quick, easy and I received a great rate. I would recommend Independent Financial to anyone looking to refinance.

Mike did an amazing job guiding us through the process of our refinance. He was able to give lay out my options very quickly and explained everything very clearly. Once we made the decision to move forward everything went very smooth!

Mike made the whole thing easy. Quick, clean, clear and accurate.

Keep us informed step by step abs very accessible. Highly recommended

The experience couldn't have been better. The process was efficient; the required information forms were clear (and not excessive); communication and service overall were excellent. If there were more than five stars, I'd award them.

It was a excellent experience and great/quick communication through the entire process. Thank you for all your support.