CMG Home Loans

Adam is very attentive and is always there to answer any questions you have. He is willing to walk you through any different scenario that pops into your head. He is very professional and I would definitely use him again for any new purchases or refinancing.

Adam was amazing! He was always available and quick to answer any questions, really appreciated the time he took as a first time home buyer.

Adam was a huge help. The process for a renovation loan can be quite daunting, and Adam walked us through the process every step of the way. He helped us immensely both as first time home buyers and as someone renovating a fixer-upper. We can’t thank the team at Acela enough

Adam was great. He took the time to explain all of my loan option. Adam kept us informed throughout the loan process. I was extremely pleased with the level of service received.

Thank you!

Adam stuck with me for over a year. Always had an answer to any question or what if scenario i would throw at him. Overall made this whole process super easy! Highly appreciate you Mr.Backes

Adam made every effort to keep us positive in the process though there were hiccups along the way. He always made sure he presented options and explained the what, when, and why. Thank you, Adam. we appreciated all your help and final approval.

This was the second purchase in Southern Maryland for which we used Southern Trust Mortgage. Adam and his team were very professional, responsive, and aware of the myriad needs of a military family moving across the country. Adam was very patient with all of my ridiculous questions, continually updated both my family and our team of realtors, and made things happen quickly. His team was able to work a closing in 30 days from contract acceptance. We will absolutely continue to work with Southern Trust for future purchases. They are the absolute best!

Adam was great to work with! We began working with him 6 months ago, and never had to question what was going on because he always communicated. He walked us through each step and kept us in the loop on every single detail! I'd recommend him to anyone in the market!

had the most Amazing experience with Southern Trust Mortgage. We were officially notified Feb 11, 2022 that the owner of the home we were renting wanted to sell. My realtor connected me with two mortgage companies. One company looked at my score called me once to tell me what it was never followed up. Adam and Mike looked at our scores wrote up a plan of how we can improve and we worked that plan. We were Pre Approved in April mid month. Had an offer accepted about 2 weeks later. CLOSED MAY 27th. The entire team IS GREAT!!! Amy, Karen, Adam, Mike. We definitely had the dream team on our side. We never imagined to be in a new home this year or ever. I thank them so much for being patient, and going hard in the paint to expedite our closing. I will FOREVER REFER EVERYONE I KNOW TO THIS COMPANY ❤️❤️

From our very first conversation, Adam made us feel comfortable and provided us with options and guidance. He is extremely knowledgeable and explained everything thoroughly. We had spoken with other lenders previously, but were left feeling confused and discouraged. Within just a few weeks of being connected to Adam, we had a ratified contract. Ultimately, Adam and his team made our home-buying dream a reality! Thank you Adam, Amy, and Karen for providing such a seamless process for our first time home-buying experience.

Excellent patient and professional!

Adam went above and beyond to make the process quick and painless. I had some last-minute issues on my part, and he provided excellent guidance. He was on top of everything and able to help keep things on track. I highly recommend Adam and the Southern Trust team to anyone looking for a good mortgage company with good rates.

Adam was awesome and very responsive throughout the process

I was a first time home buyer, Adam and his whole team Karen, Amy and all the ones behind the scene like the underwriters made it so easy for me. They explained everything thoroughly and made sure I understood everything. I was very nervous in buying my first home but this awesome team held my hand the whole way. Very easy to deal with and they make u a priority and willing to work after hours to get you in the home you desire. I can’t thank them enough for the amount of effort they put into getting my family and I in our 1st home. Thanks, my family and I was truly bless to have a team like them behind us because it matter to them just as much as it matter to us.

Was able to close on our conventional loan in 22 days.

Great experience!

Amazing team and service

Adam and his team are exceptional. I wouldn't recommend anyone else. They were spot on with all quotes. He explained everything in great detail. Than you Adam and team!

Adam and his team were great! they were able to help us close in a super fast time span! even with some hiccups along the way, we still did it in 30 days. They were quick. Real quick! Thank you all!

Adam did a fantastic job in aiding me through the mortgage application process. I am a first time home buyer and he made sure I understood every part of the process.

I recently refinanced investment property through Southern Trust and found Adam Backes and his Team to be professional, courteous, and extremely efficient. I would not hesitate to use them again or to recommend them highly. Thanks, Southern Trust, for a flawless transaction!

Adam and the entire Southern Trust Mortgage team was outstanding. I couldn’t have asked for a better, more knowledgeable and helpful team of professionals dedicated to getting me in my new home.

Adam, Ashley, and Amy were fantastic throughout the entire loan process. I was securing a loan as a first time home buyer, and they were very communicative and helpful - outlining exactly what I needed to do on my end to keep things moving along. The timeline for my closing was pretty aggressive, but Adam and his team were quick and efficient and nailed the target closing date. I would absolutely work with him and his team in the future.

Adam and his team are the best.

Adam, Amy, and Ashley were instrumental in making my family’s dream come true. Honest and transparent every step of the way.

Adam and his team were great throughout the entire process. They were very communicative and I never felt like I was in the dark throughout my refinance. I highly recommend and will use them again.

Adam and his team made this process smoother than I could have expected. If we buy again, we will definitely be contacting Adam!

Adam and his team were absolutely the BEST! They went above and beyond for our family! Highly recommended!

Awesome experience working with Adam and his team Amy and Ashley! Everyone in the office is super friendly and easy to talk to. They helped finance my home with ease! I would recommend them to anyone. Straight to the point and very efficient! Thanks again y’all! -Dalton!

I can not recommend Southern Trust Mortgage and Adam Backes enough! I am so happy we went with him and his team (Amy and Lisa) as they put 110% into getting us our home loan. Our original closing date was 10/26 and we were clear to close slightly before that date however there were several hiccups along the way that set us back. At one point, because of delays incurred through no fault of our own, it seemed like all of our hard work was going to be for naught but Adam and his team buckled down and were able to get us into our home 2.5 days before Christmas. It truly was a Christmas miracle and I am grateful to everyone that made this happen for us. Great communication, timely responses and maximum effort. 15/10 would recommend again and again!

Adam and the Southern Trust Team assigned to our account (Amy and Lisa) were phenomenal at providing us with step-by-step direction in our loan process. Each of them were readily available to answer our many questions and provide professional, timely feedback at all times. Their attention to detail was second to none and we highly recommend Adam and his team to anyone seeking a mortgage company for their home-buying needs.

Adam Backes, Amy Bellhorn and Lisa Shaw were amazing! They kept in contact with me throughout the entire process as I closed on my home and were so helpful with every question I had as a first time home buyer. Thank you all so much!

Adam and the team did a great job walking me through the process, maintaining communication and pushing the financing through.

Adam was very easy to work with and really took the time to understand my personal needs and situation. I would highly recommend Adam to anyone who is looking to work with a lender with the capacity to supply competitive products, but still wants to have the personal connection of a small town firm. I can't thank Adam enough for helping me get into my new home!

I just closed on my home a couple of weeks ago. Adam with Southern Trust Mortgage was my mortgage lender for a VA loan and he did an amazing job. He and his team we’re, a pleasure to work with, and made the process painless. From under contract to closing in five weeks. I highly recommend Adam and Southern Trust Mortgage!

Adam and his team are the best in their business! Vert professional, courteous and excellent communication. I would definitely recommend them to anyone in need of a mortgage

Outstanding

returning customer and will continue using and referring Adam. he is great!!!

Adam, Amy and the entire Team made my first time home buying experience painless, they answered all my questions even on weekends and late evenings and the process was much faster than I expected. This Team changed my life and my sons life for the best. Thank you guys, I am forever grateful❤

Outstanding from start to finish

Mr. Backes and his team of highly qualified loan processors were not only dedicated and knowledgeable, but diligent in their efforts to make sure that we acquired the best loan product available so that we could purchase our home. Mr. Backes continually provided support during the loan process and information gleaned from this experience also provided us with the ability to make improvements in our overall personal financial practices. We not only acquired a great mortgage rate to purchase our home and have a comfortable mortgage, but now we also have much more confidence to manage our overall financial life as consumers. This is a client-centered, trustworthy team who go far above and beyond any team we have worked with in the past 25 years. Thanks to Adam Backes and the whole Southern Trust team for all they did to support us and make our home purchase a reality!

Adam went above and beyond in helping us get the best rate for our home loan.

I couldn't have asked for an easier process. It was honestly effortless. There was flawless communication between all team members and everyone was very professional and knowledgable. Will definitely recommend.

The whole team was wonderful and very knowledgeable. Everything I needed was thoroughly explained and detailed. There was never a question that went unanswered. I highly recommend the whole Southern Trust team.

When we wanted to refinance our home we reached out to our agent and she recommended Adam. Adam and his team were awesome.from the get go. When we called for a refinance for a lower interest rate, he came back very quickly by the end of the day and locked us in. He informed us of every detail. Me and my wife life details. There were no hidden surprises for fees. He broke it down line by line. We were blown away by his teams ability and how they made this process seamless, easy and made us feel like their own family. I would recommend Adam and his team every time to anyone. If there was a scale beyond 5, I would give it to him and his team. They were that good.

He was very knowledgeable, professional and compassionate. His wisdom kept me at ease and not only did he provide me with paperwork required, he explained it in laymen's terms for people like me. He made the transition to closing very smooth. He is a first rate professional!!

Kept me well informed and was quick to respond to my inquiries.

Adam and his team were fabulous! Very thorough with all communication and answers to my questions. Will definitely use Adam's services again for future investment and real estate needs. He's a keeper!

Adam was amazing at helping us with ever aspect of this! He went above and beyond on helping up buy our first home and made this experience as clean cut and quick as possible, there were a few bumps in the road but with Adams help we were able to over come all obstacles and come out on top! Would definitely be referring him to anyone I know looking to buy a home!