Working with Tom Kedrowski has been fantastic. Tom was a referral from a real realestate agent that I am working with. Of coarse not having any experience with Tom I was not sure what to expect. I was more than pleasantly surprised. Tom was very knowledgeable, asked all the right questions and was always available when I reached out to him. His knowledge of the home mortgage process was very obvious the more we talked. Tom always made suer I fully understood what was going on and what to expect next. I will, without hesitation refer Tom to any one who is looking for a lender. And I know I will use him when I am ready to make my next home purchase. Wintrust Mortgage has an amazing agent in Tom Kedrowski, I hope they see in him what another satisfied customer sees in him.