James was truly the best mortgage broker with whole we have ever dealt. He was always on tip of any issues and would help look after the entire transaction. He left nothing up to chance and held out hand throughout the entire process. He is exceptionally knowledgable on the rates market, product and options. We had done three transactions prior to working with James and he stands head and shoulders above the rest. Thanks for all your help! We definitely will use you again when the time comes. Armando and Susan