Working with Joe and Contour was a wonderful experience! It was the absolute easiest refinance I have done. I was referred to Joe by my sister, and within 10 minutes of me sending him an email, he had called me and we started the process immediately. Everything was done online with the exception of the final closing, where someone came to MY house to sign the paperwork! The whole process took under 30 days. I would absolutely recommend Joe and Contour to anyone looking to refinance with the best rates and the easiest process around.