Jill was a pleasure to work with! She helped us both with the original loan as well as this re-fi. We may well have not done this re-fi if it weren't for Jill's help' She walked us thru every step and answered ALL of our questions! We can not recommend her highly enough. She is a credit to her profession! We have and will continue to send friends and family to her because of her professionalism. Thank you Jill!