We were in search of our dream home with an ocean view and with Paul’s guidance and expertise we were moved in within fours months! We were referred to him by our realtor as someone that was creative with access to products that the big banks couldn’t provide. We did a cash out refi which provided a down payment for the new home. Up until the close of escrow Paul was always open to calls and texts. He provided multiple scenarios around our financial needs and constraints. Most importantly he is extremely patient and very personable. He’s easy to talk to, with no pressure to make a move until you’re comfortable. Obviously, I highly recommend Paul for any of your lending needs!