Im not sure where to start, but the service I received from Joesph was exceptional. Let me start by saying that I received a rate under 6% which is unheard of in this market. My loan was closed in under 3 weeks & without any hiccups. The underwriting team was exceptional as well! Any questions I had were answered same day & everything was fully explained in detail. I usually never write reviews but Joseph and the Contour team deserved it! See you in a few year for my refi!