It had been 13 years since we bought our last home and we learned that the mortgage landscape had changed a bit. Jim was super helpful in all aspects of the process He brought us in to talk in person when we first started the getting pre-approved and went through, in much detail, what the process looks like. He answered all of our questions in a very respectful manner and even showed up at the closing in the event there was a last minute change. He clearly knows the mortgage domain and worked hard to get us the best rate possible. I would highly recommend Jim Gibbs with Distinctive Mortgages help you with your next home purchase.