Kris Trosper was the best referral I have ever received! He was great to work with and let me know exactly what I needed to do along the way. Kris really seems to care about the people he works with, and I felt like he was doing the best (locking in the best rate) for me. He is so nice and it was such a pleasure being able to work with him. I will be happy to refer others to him and know they will have the same positive experience I had with Kris.