Thrive Branch

Judi Gavia guided our family through what could have been an overwhelming process...selling our previous home while simultaneously closing on a new one...and made it feel completely manageable. From our initial application through funding on September 4th, she kept my wife and me informed at every step, coordinated between our escrow companies on both ends, and even rearranged signing logistics so my wife could be there in person. What made the experience memorable was how personally invested Judi was in getting it right for our family, not just processing paperwork. She was responsive, proactive, and clearly cared about the outcome as much as we did. Thanks to her, a genuinely challenging dual-transaction closed smoothly and ahead of schedule. I'd recommend Judi Gavia and Peoples Mortgage to any family navigating a home purchase, especially a complicated one.

Great communication with Josh and he explained the steps of the loan process very clearly. His guidance was very proactive and helped ensure that the loan was processed well ahead of our closing date on a short timeline. Thank you Josh!

She never let things stop moving forward.

Judi is top tier. She guided us through the process and was super informative!

Excellent communication every step of the way. Judi worked diligently to get things done!

thanks for helping with my reverse mortgage

Judi is absolutely great! We had such a seamless experience from the start to finish. I can’t say enough about how professional she is; her 40 years of experience absolutely shows!

Judi helped me secure my first home- my dream home! She goes above and beyond. Is professional and kind. She knows the ins and outs of the process- is definitely a subject matter expert. Recommend all of my friends and family to her and would work with her 1,000 times over.

Judi Gavia was great to work with while being professional, timely, and kind. I’m glad I chose to work with her as my loan officer.

This was my third time buying a house but the first time buying one in another city miles away and Judi helped make it so easy. Any questions I had or any parts of the paperwork I didn't understand, Judi got back to me almost immediately. I am impressed with how smoothly it all went, just a great experience. I highly recommend Judi and her team.

We have been delighted with the care and diligence Judi has provided over the course of our mortgage application. As first time home buyers most of the process was new to us and she patiently walked us through every step, kept us on track and worked with us to ensure we were approved for a loan in a timely manner. Judi was incredibly helpful in explaining the various options we had and as a result we have a loan that we are very satisfied with.

Working with Vince at Peoples Mortgage has been an absolute blessing! As someone who was basically a first-time homebuyer, I was nervous about the entire process, especially because I needed to refinance and clear a significant amount of debt to make homeownership possible. Vince guided me through every single step with patience, knowledge, and genuine care. He made a complicated process feel smooth and even enjoyable. Whenever we faced major hurdles, he never panicked—he explained everything clearly, offered solutions, and truly held my hand through it all. Because of his expertise and dedication, I am now officially a homeowner and completely debt-free! I couldn’t be more grateful for Vince. If you’re looking for a loan officer who actually cares and will go above and beyond, he’s the one. Highly, highly recommend!

Professional and responsive!

Judi Gavia is the best.

I've worked with Judi both personally and professionally for more than a decade. She was a referral from a Real Estate agent and really helped us pull together a home loan at the last minute. Since then she has helped us with more than one close personally and I cannot even begin to count the number of clients that I have provided her contact information to. Can't go wrong with her.

Working with Judy Gavia has been an excellent experience. She is always pleasant, knowledgeable and attentive! I look forward to working with her in the future!

Judy was amazing! She was so helpful and explained everything to us. She was also supportive and had our best interests at heart. She worked hard for us and we our forever greatful would recommend her to anyone looking to buy a home.

recently had the pleasure of working with Vincent Cortese on a transaction where we helped two sisters purchase their very first home together — clients we have both known for many years. Vincent was outstanding to work with from start to finish. His communication was excellent, and when we encountered a challenge with the loan approval, he acted quickly, communicated clearly with everyone involved, and resolved the issue with professionalism and deep lending knowledge. I truly appreciated his proactive approach and collaboration throughout escrow. I would highly recommend Vincent Cortese to any buyer or agent looking for a lender who is responsive, resourceful, and genuinely invested in his clients’ success.

Made the entire process easy and always kept us updated!

Judi was very professional, caring and friendly.

Vincent was a pleasure to work with. He was prompt and took the time and care to explain every step to us. Being first time home buyers, we had a lot of questions during the process, Vincent was understanding and professional with every explanation. He made sure we fully understood what was going on and was needed from us. We couldn’t have done it without him!

Judi was the absolute best! Couldn’t have had a better experience.

We have had the pleasure of working with Judi Gavia on at least five mortgages over the years, both for ourselves and our extended family. Each time, Judi has demonstrated exceptional professionalism, integrity, and care. Her conservative, steady approach to lending has always made us feel informed, understood, and confident in our decisions. Judi takes the time to listen, explain options clearly, and guide you through every step of the process with patience and attention to detail. No matter the complexity of the situation, she brings a sense of calm and assurance that is truly invaluable when navigating major financial decisions. We trust Judi completely and are deeply grateful for her continued support. She is not only highly knowledgeable but also genuinely committed to the well-being of her clients. We would recommend her without hesitation to anyone looking for a mortgage broker who brings both expertise and heart to her work.

I had a fantastic experience working with Judi throughout the mortgage process. From start to finish, she was knowledgeable, responsive, and incredibly helpful. Judi took the time to explain everything clearly, answered all my questions promptly, and made sure I felt confident every step of the way. The entire process was smooth, efficient, and even ahead of schedule. I truly appreciated her professionalism and personal touch. I highly recommend Judi Gavia at Peoples Mortgage Company to anyone looking for a reliable and trustworthy mortgage lender!

Judi was fabulous through the entire process. Intelligent and consistent. Great at communicating each step of the way!

Judy Gavia was very friendly and professional from the first time I met her. She was very accommodating for us during the process of acquiring our loan. She was never demanding and always patient and helpful in gathering the information and documents necessary. I would recommend her services for anyone.

As a first-time homebuyer, working with Josh made all the difference. From day one, he went above and beyond to ensure we were not only approved but also fully informed every step of the way. He took the time to break down each part of the loan process in a way that was easy to understand. He always made sure we felt confident in the decisions we were making. He is responsive, proactive in communication, no question too small, and always one step ahead. We cannot recommend Josh enough. His knowledge, professionalism, and personal touch made this experience smoother and far less intimidating than we ever expected.

Judi Gavia ls the type of real estate loan broker that every one hopes for. She is quite knowledgeable and professional and very attentive. Judi has the ability to clearly explain the intricacies of complicated transactions It is apparent that she has a desire to make the loan process as easy as possible for you. I feel very fortunate that she was on my team for the lengthy process of selling two houses and buying a new multi-generational home. She showed kindness and patience for my senior quirks during this process. I would highly recommend her if you need this kind of person on your side.

Judi was very knowledgeable and so helpful in every aspect of our home loan. We highly recommend her!

Judi took great time care of my loan. She was on top of everything and made my loan experience quick and easy. I'll be referring her to everybody I talk to trying to purchase a home.

Judi was great to work with. Very professional and proactive. Would highly reccomend!

Judi is one of the most outstanding, highest caliber and helpful persons that we have ever had the pleasure of dealing with. I would recommend her to any family and any friends that need help with financing. We appreciate all that she did for us and will never forget her!

My family is so grateful to Judi for her incredible help in purchasing our home! Judi is an excellent specialist who knows her business and can give the right advice in any situation. We are very grateful and will always contact Judi and recommend her to our friends. Thank you for your hard work!

We had a fantastic experience working with Judi! Before we submitted any offers she provided accurate estimates of what our monthly payments would be and what we could anticipate for closing costs, which was a huge help in figuring out our budget. When we finally did find our dream home, Judi was able to provide us with a pre-approval letter within the hour, which allowed us to make an offer that same day. After we were under contract, Judi was very informative and helped us find the best loan at the lowest rate possible. She walked us through each step so we felt involved in the process and fully informed. She also worked very well with our real estate agent and insurance provider to make the process as seamless as possible. I could not recommend Judi more; she did a great job.

This was the first time Judi and I worked together! I have worked with hundred's of lenders and it is so important to have clear open communication with the lender. It was easy to reach Judi and we hit it off immediately! Thanks for a super easy transaction!

Very fast accurate and professional.

Phenomenal

Judi was absolutely wonderful to work with. She was very patient with all of our questions and answered our questions in a timely manner. We highly recommend her

As a seasoned realtor, I have had the pleasure of collaborating with Judi Gavia on numerous real estate transactions over the past 10 years. Her dedication, professionalism, and commitment to my client base have been exceptional! She provides superior communication throughout the lending process. I would never use another lender but Judie!

Judi and People’s Mortgage made our home purchase as smooth as possible. All questions were answered in a timely manner and all paperwork was submitted. I would do business with them again.

Judi Gavia is simply the best. She made the process fast, easy and stress-free.

Judi was professional, knowledgeable, courteous, and realistic. She showed empathy and provided exceptional guidance during the home search and purchase process. I look forward to her continued guidance when rates decrease!

Josh was the lender for one of my clients on a recent purchase. He was great to work with, kept everyone in the loop, always one step ahead of the ball and we closed on time. Thank you Josh!

Judi is extremely knowledgeable and 'on top of her game'! Always there for her client regardless of what day of the week; and, works very hard to keep her clients well informed along the way. She many times even answers calls at night. Want someone who will go the extra mile for you and keep you up on every step of the way? Then Judi is the answer. Can't say enough great things about her. She's an A+++++ in service, knowledge, customer care and getting the job done ASAP! Judi's clients are a #1 priority for her!

I would highly recommend Judi, she is an absolute pleasure to work with. Judi always makes herself available to assist answering all questions and keeps the process of home purchasing moving forward smoothly.

Judi was incredibly helpful and communicative every step of the way!

Judie never fails- professional, knowledgeable and committed to her clients each step of the way!