Outerbanks

The loan application was processed within the stipulated time frame, ensuring a smooth transition to the underwriting phase. Your efficiency in handling the application is commendable.

Tate was extremely helpful and easy to work with. He saved us a ton of money and kept looking for the best deal throughout our home buying process. We highly recommend and will use him again.

Tate was incredibly helpful throughout our purchase of a second home in the Outer Banks! He was always available to answer questions, he was upfront about options, and overall a great person to work with!

I very rarely give 5 star reviews. It only when the service is above an beyond expectation. Tate and his team, went above an beyond for our property purchase in Corolla, NC. While the home buying process is always a challenge (be prepared for multiple hits to your Credit report and multiple repeat statement requests to your financial institutions). Southern Trust ensures you understand the process, and moves very quickly with many options for your home purchasing and financial needs. This experience was a change from other properties we have purchased in the past. Thank you Tate, Andrea, and Southern Trust.

We just closed on a house in Duck and couldn't have done it without Tate and his team. Tate was extremely helpful, highly skilled and prompt in responding to our questions and queries. If we buy again or re-fi, without a doubt we will go with Tate. Thank you so much.

Great job by Tate and the entire team. I recommend them highly.

This was the best lending experience I could ever asked for! Tate and his entire team are the definition of professionalism. They were prompt and efficient and communicated effectively. I would never hesitate to recommend them to my friends, family and clients.

Tate was very honest and knowledgeable from the start. He is very responsive and made our lending experience possible even under difficult conditions. Andrea Matthis is the best! Thank you!

Exceptional service. Very efficient, communicative and a great partner

You and the rest of the team were superb. Purchasing our new home, while in the process of moving from out of state was smooth. All took place expeditiously. Thank you to each and every team member for helping us achieve our dream.

Tate was very helpful in working thru the mortgage details for our new home.

Tate was great as well as Andrea! Thanks for making the whole process painless!

Tate was absolutely amazing! I was very immature with the loan process as I had not performed this in like 25 years. He was super patient, willing to educate and make the process easy as possible. His expertise, responsiveness made me feel so comfortable

House buying and mortgage lending can be stressful, but Tate and his team were there for us every step of the way and made our experience smooth and easy to follow!

Excellent service!

Tate and staff were excellent in our second home purchase!! Highly recommend

Tate got referred by my realtor and we were in a situation that we needed approval immediately or we would lose the opportunity to go to contract on a house we had been looking for the past year. While still being very thorough and listening to a rather complicated scenario, he was able to quickly meet the deadline. He was with me each step of the way and was able to get us closed early to meet another deadline. While this caused a slight last minute snafu he went above and beyond to make that right so we closed as expected. His closing assistant, Andrea, is also 5 star and was communicative along the way. I could not have asked for a better experience and not only will I refer Tate and his team but I am sure I will use them again.

Tate was awesome to work with. He was extremely responsive and helpful throughout the entire process.

Great working with Tate and his team. They made everything easy for us to purchase our home while we were selling our home and being out of state during this time. We would/will recommend Tate to anyone who is looking for a mortgage!! Thanks again!!

So wonderful! Tate and his team were a pleasure to work with!

Tate you are AWESOME

Tate and his team worked tirelessly to have us achieve our closing on time. He provided guidance throughout the process that enabled us to fully understand each step of the way.

Tate and his team are fantastic to work with. My family and I are from out of town and this is the 3rd time we have worked with Tate in the last couple of years. They work very efficiently and are there with you every step of the way. We highly recommend Tate and his team! 10/10

I'm very pleased with my recent house purchasing experience! For starters, I was able to support practically the whole home buying process using my smartphone. No laptop or desktop computer was necessary which was great since they were not readily available to me. Also, most of the documention that I reviewed/coordinated on via smartphone had already been populated with my personal information that greatly minimized the work I had to perform. I simply needed to review the documentation and e-sign it where applicable. During the home buying process I was also kept informed of the current status of documentation and the way forward. Lastly, the team only had a couple of weeks until closing, a relatively tight timeline, but the team was able to meet that timeline with no problem whatsoever! I'm very appreciative of the incredible work provided by Tate Felts and Andrea Matthis and the rest of the team and will definitely recommend them to anyone I run across that is looking to purchase a home!!

This was my second time working with Tate. I actually reached out to specifically work with him again. He is fantastic to work with. His professionalism and expertise made the experience that much better. Tate was very helpful and responsive to any question I may have had. I hope to work again with Tate in the future.

At 62 years old and having raised a son as a single mom, buying a house seemed liked an impossibility, but Tate and his team worked miracles and got me qualified for an FHA Mortgage and I closed on Tuesday. I finally have something of my own! Thank you Tate and Andrea for walking me through my journey to my dream!!!

Tate and team over-achieved throughout the entire loan process.

This is the second time we used Tate and Southern Trust Mortgage to purchase a home and he is the best! Constant and excellent communication skills, top of the line service and attention to detail make Tate and Southern Trust THE way to go for a mortgage!

I cant tell you what a fantastic job Tate and his team did for us. Completely smooth and professional in what is usually an arduous process. I've done this 23 times and this has by far been the most organized and client centric transaction experience we have had out of all of them. Thank you all so very much. v/r Brian

Excellent experience, working with Tate and his team to buy my new home on Hatteras Island!!!

Purchasing a property out of state can be overwhelming when you are not familiar with the process. Mr. Felts was very responsive from the get go. I sent a message letting him know we were interested in obtaining a mortgage. He responded quickly, with very clear and concise instructions. He was ALWAYS available to speak with me. He explains the process very thoroughly and in great detail to make sure you understand and comprehend every option available to you at the time. He has a lot of respect for his clients and it shows with all of the work he and his team does behind the scenes. My loan was conditionally approved in a matter of days. There were no surprises and Mr. Felts kept me informed in every step of the process. I highly recommend Mr. Felts and his team.

Tate, and the team at Southern, were fantastic to work with on our construction-to-perm loan. Always keeping us informed on the process and working hard to get our loan to the closing table. Thanks Tate!

Tate and Andrea provided friendly, knowledgeable and reliable service for our mortgage financing. I would highly recommend them to future clients.

Thank you for helping us purchasing our forever home!!

This is the second time I have worked with Tate on a home loan. The process was just as easy this time around. He always made himself available and provided detailed answers to all of my questions. He was able to help me run through finance scenarios to help me determine the best options.

Tate and his team helped us find the right mortgage, guided us through the process and promptly answered any questions that we had.

Tate and Andrea have been an absolute pleasure to work with. They guided me through the entire process of securing a home loan and the document collection. Always friendly and very efficient! Thank you team! I highly recommend their servicesu to anyone buying a home.

Tate and team were a pleasure to work with. He was super knowledgeable, responsive, and where he and the team were friendly. A definite recommend.

Tate and his team were extremely helpful and went above and beyond to get us to closing! Thanks to everyone!

Tate and his team were excellent to work with through the entire mortgage loan process. They handled everything I threw at them even dealing with some things on weekends or after work hours. They dealt with all the little odd things that came up to surprise me and worked with me with last minute changes to the amount I wanted to finance. Excellent customer service and response time. Always felt that I was heard, listened to and respected.

Tate and his team were wonderful.

Tate and staff were knowledgeable, prompt sending documents and document requests, completing our loan process smoothly and in a timely fashion.

I often heard "There's never been a closing that Tate's missed" and it couldn't be more true.. our closing process was tested, the underwriter had many questions in the 11th hour.. But Tate and his team came through and his streak is alive! We closed on time as originally promised and couldn't have been happier with The process in the end.. I highly recommend working with Tate Felts and Southern Trust Mortgage! Andrea deserves lot of credit for her patience as well . So shout out to her!

Tate, Andrea & Cindy this is the “A” team of the OBX for you Mortagage needs!

Great working with Tate!!

Tate Felts and his team (Andrea Smith) were amazing to work with. After I hit a snag with an out-of-state bank, Southern Trust quickly stepped in and got me to the finish line. Tate and his team were easily accessible and kept me posted on my progress the entire way through. I would gladly recommend them to anyone searching for a home in the Outer Banks.

The whole team did a great job especially Tate Felts tiredly went out of his way to accommodate us thank you

Very helpful and friendly

Tate and his team were always available to answer any questions and guide us through the process.

Tate was great to work with!