Annapolis

Larry is fabulous! His knowledge, communication skills, and positive (but honest) guidance has helped us tremendously through many decades of mortgage transactions. His estimates are always spot on and his ability to work effectively with others in real estate transaction helps everything goes smoothy. We couldn't be more happy to have a trustworthy guide like Larry!

My overall experience was phenomenal, my loan officer was Michael Vaughan and he was magnificent. He is very understanding and easy to talk to I am so thankful to have had him as my loan officer and close on the house of my dreams! This man is phenomenal !

We had an incredible experience working with Rick Hennen at Southern Trust Mortgage during our home-buying process. As a military family returning from an overseas tour, we had to manage everything virtually and across different time zones, but Rick went above and beyond to ensure everything went smoothly. His constant communication, attentiveness, and transparency made us feel confident and secure, even from afar. Thanks to Rick and his team, we found the perfect home in the perfect location, and we are forever grateful for their hard work and dedication. We highly recommend Rick to anyone in need of a top-notch loan officer!

We have used Joe on multiple loans. Very efficient.

Even though we weren't buying the most expensive house, Rick rolled out the red carpet service. He reached out to check on our search when he hadn't heard from us in a while. He went above and beyond to ensure we were able to get the home we really wanted. He is extremely knowledgeable in all things VA. As first time buyers, he also educated us in every part of the process. I would absolutely encourage anyone looking to purchase a home to work with Rick.

Joe bent over backwards to help and worked even after hours. He made it happen and was calm, cool, and collected even when I wasn’t. Only gave him 5 stars because I couldn’t give more.

TOP TIER service, hands down! Saved our home purchase deal. Bethany Lauman is AMAZING! We had responses before we could blink. She truly cares and looks out for your best interest. This is the type of professional that you want to refer to your family, colleagues…because you know that they will be in the best hands with someone you have grown to trust. Rick & team is winning with Bethany.

What an outstanding all around team! This was the simplest purchase I’ve ever made. With Bethany Lauman handling it, it almost felt like it was done for me. I’d still be living under a highway overpass without the exceptional job done by Bethany Lauman. I’ll be recommending the Hennan group to all my friends and family from now on!

Joe Case was incredible to work with . He was always available when we had questions, gave great advice, and walked us through the whole process from start to end.

I am a first time home buyer and Joey made me feel comfortable and safe the whole journey, answering every question I had and made sure I knew no question is a dumb question. I will recommend him to any of my family and friends.

Rick and his team had excellent communication, and answered all my questions! I am really greatful i was able to work with them made the process a whole lot less stressful.

Joey has been a fantastic help throughout our whole home buying process, he has been very knowledgeable and expedient at all points. I would easily recommend him to anyone I know who also plans on buying a home.

Jessica was so professional but also very concerned and caring. I was very grateful for her guidance along the way. She made a stressful life situation simple and pleasant.

Made the process very smooth.

Rick was absolutely amazing as always. He is always very reliable, knowledgeable, and goes out of his way to make sure that his clients come first.

Very helpful and Professional !!

Joey went above and beyond to ensure a smooth buying experience for my family and me. He is professional, he is thoughtful, and he is great at what he does.

We loved working with Bethany and the team- she was a key piece to making our home buying process a success! She went above and beyond for us and we are so thankful!

Mike made the process extremely easy and very professional, would recommend him for anyone that is looking for a great mortgage counselor and Southern Trust Mortgage is very friendly, easy to work with.

Amazing speed with loan processing. Mike was very supportive and responsive. I’m impressed with the Mike and his team. It was indeed an experience to reckon with.

We can't thank Joe enough for his support and assistance through the closing and settlement process. He is a true pro's pro! He still made it to settlement to offer his support (and to share a gift) even after spending the previous night in the ER with his daughter following a gymnastics injury. Joe is THE BEST!

Rick and Lauren were both incredibly helpful throughout our home buying process, and were always there to answer any questions we had

I had the pleasure of working with Bethany Lauman as my loan officer during this process. Bethany exceeded my expectations! I knew that I could trust her in this process from our first conversation. As a first time homebuyer, she eased every worry I had and was extremely helpful throughout the process. She guided me step by step and was available to answer any question I had no matter how small. I can't wait to refer other homebuyers to her! If you are first-time homebuyer, I HIGHLY recommend working with Bethany! You will not be disappointed. I would also like to give a special shout out to Ashley Campbell and Lauren Thornton who assisted me through the underwriting process. You ladies rock and I couldn't have done it without you! Thank you all for your patience and care with me throughout this process! I pray for many blessings and favor over you all :-)

Rick, Lauren and Bethany were wonderful to work with as we searched for and ultimately found our dream home. Rick was incredibly patient and informative, walking us through each phase of the process and explaining in detail what the next step would be. He gave us great advice as we navigated the home-buying process for the first time, and always made himself available to answer our questions. Once we found our home, the whole team moved quickly to get us closed, guiding us through all the steps and documents. We can’t thank them enough for their support in this journey and we highly recommend Rick and his team!

He is super easy to work with. Communication was excellent. He is responsive and will get back to you in a timely fashion. He is also super fast with providing/updating documents. He does a great job of always reaching out about the progress of your home search. Thank you Joey!

The whole team helped me at some point along the way but Bethany was my main point of contact. The communication was exceptional and I would always have an answer to my many questions in a very timely manner. Since I was a first time home buyer she was able to “dumb it down” for me to make sure I understood. Lauren was also readily available when I needed to send information and would take the time to walk me through the process if needed. Beyond satisfied with the service I received.

I got to work with Bethany and my experience was exceptional. She guided me through the entire process, and was there every step. They offered competitive rates. I highly recommend them for anyone seeking a reliable and efficient mortgage lender.

My husband and I had the smoothest journey buying our home with the assistance of Rick. We bought when interest rates were at an all time high, so we were understandably spooked by the high numbers. Rick is unique from other loan officers in that he always gave us the absolute highest numbers as worst case scenarios so that we would not be surprised going into closing. Rick also spent what I estimate to be hours of time on the phone with us talking us through different options like buy downs to help ease us into our new mortgage rate, and simply to make sure we understood the whole process. If we could rate him higher than 5 stars we absolutely would.

It had been years since I bought a home and much had changed regarding the process, contracting, & purchase. The home was also in Delaware versus my knowledge of Maryland. I had many questions and needed help from Larry on numerous occasions. He was patient, available, and made certain that I was comfortable with the progress and ultimate decisions. Many thanks to Larry.

So thankful for Cheryl! Helpful, knowledgeable and always in our corner! It's been almost 10yrs since Cheryl helped us purchase our first home and we've worked with her 3 times since. We'll never use anyone else!

Great to work with! Communication was excellent. Always accessible if we had questions.

My husband and I had the pleasure of working with Bethany Lauman during our home-buying process. She was amazing. Super patient with me and very informative when it came to any questions I had or concern I had risen. Helped me with every obstacle that I came across and frequently sought to making the home buying process as easy as possible. A true MVP ! Thank you so much girl 🫶🏻🫶🏻

Joe was referred by a friend and it was a game-changer being able to work with him while my wife and I were looking for a new house. He was incredibly helpful, responsive, and offered guidance and advice throughout the entire process. Navigating the current market was a challenge, but he worked closely with our agent and ultimately, we were able to get into the house we wanted.

Jessica does a great job, she takes great care of her customers.

Words cannot express how grateful I am for Ms. Templeton. She went over and beyond to ensure that I was approved for my home. Her patience, effective communication, professionalism, willingness to help and explain everything exceeded my expectations. Despite there being a point where It seemed like I was not going to get my house, Ms. Templeton used her experience “thinking outside the box” to make it happen. I would definitely recommend her to everyone I know. Her loan processor, Moni is awesome too. Please do not hesitate to use Ms. Templeton as your lender!

Joe is the best - professional, trustworthy, and personable. He’s helped me with multiple purchases and refinances and I always appreciate his level of expertise and customer service.

Southern Trust worked very hard to get a difficult settlement completed by the settlement date. They were very nice to deal with and I would highly recommend Southern Trust.

Joey Case is seriously the best lender to work with. We just closed on our second home in St. Petersburg/Tampa Florida with him and we used Joey as our lender for our Baltimore Maryland home and even refinanced with him on that home in 2020. Joey is simply the best and he will get the deal done to make you’re homeownership or re-fi needs come true. Thank you Joey for everything you do and making owning two homes come true for us!

Mike and his team truly made the experience a memorable one. My wife and I are totally and completely joyful. Mike is the best!!!

Michael Vaughn and the entire team have been very responsive and personable through the entire buying/building/closing process! The level of professionalism has been unmatched. They answered every question, provided suggestions and information that we were unaware of at each phase. They never swayed us one way or the other and honored our wishes. Michael made the extra effort to be at our closing appointment in case of questions (without us asking) and has reached out after we have been in the house for a few weeks. I will DEFINITELY recommend Michael and the Team at Southern Trust for home financing.

From start to finish Mike was a professional. He guided me through the process and made it smooth and easy.

Mike, You and your team were awesome to work with. Thank you so much for your professionalism and candor throughout this experience. You are definitely among the best to work with. Thank you for getting us to the closing table. We will surely recommend your company services to others.

Thankful to Southern Trust Mortgage for another smooth closing where they handled everything!!

Larry was wonderful to work with. He walked through every step of the way. Made sure that all the documentation was in place well ahead of time, so we had no issues. He was organized and answered all of my questions.

My agent was amazing and so supportive. She helped me remain calm through this process and understand everything every step of the way.

Joe Case did a fantastic job getting my loan across the finish line. He was responsive, professional, and willing to work with me on getting the best terms for a complicated loan. Great job!

Joe is super helpful and knowledgeable. Made the whole experience very easy. World class.

The overall experience was excellent. Due to the length of the build, of course the process was much longer, but made more tolerable by Mike’s professionalism and assistance.

Joe managed to perform a near miracle and was able to get me approved for a mortgage despite not having the best debt to income ratio. Plus just about everything was done via online portals and so the process itself was fairly easy. Thank you Joe!