Joe Medrano, NMLS #1055063

Joe is GREAT! so patient and willing to take time to explain anything and everything when needed. So much help for someone who is new to the process!!!

Joe went above and beyond to get this deal done. We tried others, but they didn't want to deal with the obstacles that our loan presented. Joe, went to work and made it happen.

We can’t say enough good things about Joe Medrano at LoanDepot. From start to finish, Joe helped us secure our loan and guided us through every step of the process with clarity and care. Buying a home can feel overwhelming, but he truly made the entire experience smoother and more enjoyable for us. Joe’s honesty and integrity stood out throughout the entire process. He always took the time to explain our options, answer questions, and make sure we felt confident in every decision. We are so happy we chose Joe Medrano and LoanDepot, and we’re incredibly grateful for the role he played in helping us purchase our home. We would absolutely recommend Joe to anyone looking for a trustworthy and dedicated loan professional.

Second home buyer here! I have never felt so taken care of and protected within this process! Joe thank you for making this experience rewarding. You are highly talented and recommended. Am so glad I switched from PenFed to your services!!! Record time closing and you got me a lower interest rate 🤲🏼 God is good always 🙏🏽

Joe saved the day and help my client close when a prior lender couldn’t! Always my Go to Lender! Thanks again‼️

Very Attentive. Always responded with answers to questions.

I can't say enough wonderful things about Joe. He helped me originally with purchasing my home and now years later, helped me with my refinance. He made the entire experience as effortless and painless as I could have asked for. He was always engaged, keeping me updated and communicating with me every step of the way. Joe, thank you for all of your hard work. I truly appreciate you

Joe, Dillon, Adam and their team made this process amazing! We hit some road bumps due to some curve balls on my end and the team helped me handle it all and in a professional and timely manner. This has been a hard fought road of 6 years for me and the ability of this team to help push me across the finish line was incredible! I would recommend them to everyone and anyone that I can!

Stellar performance by Joe Medrano. This transaction was above and beyond complicated - numerous roadblocks from every direction that had the potential to bring to an end my client's hopes for purchasing the Home of her dreams. Joe smoothly and calmly guided us through the process, offering valuable guidance in a friendly, professional manner. Full credit for getting us to the finish line!!

I am now a first time home owner thanks to Joe. He checked everything that I could qualify for as far as grants and loans. He let me know what I had to do in order for my credit score to be FHA ready. He went above and beyond to help me. That is why I recommend him to my friend. Which he is helping her this very day. I would recommend him to anyone who is looking for a home loan. Even if you don't think you qualify for one. He will give you step by step instructions so that you will qualify for a loan. Thanks Joe for helping me and my family get our dream home.

Joe was great to work with. He was very patient and answered all my questions, ran numbers for me all the time and made sure that I understood exactly how much I could afford and what everything meant. He gave me suggestions to be able to close quickly. Overall Joe made this stressful process much easier. Thanks Joe.

Always a pleasure to work with. Very professional. Thanks Joe!

Joe is always top notch to work with. He is a great communicator, meets deadlines and is proactive at solving problems and keeping everything moving forward to get to the closing table! He’s one of my favorite lenders to work with.

From the moment we met Joe in November 2024, my husband and I knew we were in great hands. At that time, we weren't even sure if we were ready to buy a home — it felt like such a huge decision, and honestly, a little overwhelming. But Joe immediately helped us feel informed, empowered, and most importantly, supported. Rather than rushing us, he took the time to really understand our situation. He guided us through a clear plan to strengthen our credit and finances, always making sure we were positioned for success. Thanks to Joe’s expert advice, encouragement, and our commitment to the process, we were able to close on our home in April 2025 — just four months later! What truly stood out was that Joe wasn't just there for the easy parts; he was a true advocate for us in every conversation and negotiation, including the ones we weren't present for. We always felt confident knowing he had our best interests at heart, ensuring we were represented well and making strategic decisions on our behalf. Joe is not just a loan officer — he’s a trusted advisor who genuinely cares about his clients’ success. Throughout this journey, we felt 100% supported, respected, and prioritized. His communication was clear, timely, and always honest, and we never felt like just another file on his desk. We are beyond grateful for the role Joe played in making our dream of homeownership come true. If you are looking for someone who will advocate for you, guide you with expertise, and truly care about your outcome, look no further. We can confidently say Joe delivered a 5-star experience from start to finish. Thank you again for everything, Joe — you truly made a difference for our family!

We had the pleasure to work with Joe and his team for one of our purchase files. Joe was very professional and quick to respond to our calls and emails. Our clients were purchasing their new home in a land trust and not all lenders will allow this or know how to handle closing in a land trust. Joe and his team did an amazing job, and we had no issues. Job well done and we look forward to working with Joe and his team again in the future.

We had the pleasure of working with Joe Medrano to obtain a mortgage for our recent home purchase. Joe is extremely knowledgeable with home loans and takes the time to explain the pros, cons and processes for each option. His response time was amazing (second to none) at any time of the day or night. We highly recommend working with Joe for any type of home loan!

Joe Medrano is an excellent and hard working Loan Consultant. He fought hard to get us a low rate and in lightning fast and timely matter. I would recommend him to all my family and friends who are in need of assistance. Thanks Joe for your hard work and effort making our dreams come true.

Joe was great to work with, his down to earth communication style and professionalism was excellent. Every step of the way, he explained the process, and I when working with him I was confident I knew what was next. The whole process took less time than I thought it would, and Joe's follow up on every step was perfect. Thank you, Joe and Loan Depot!

Joe Medrano and his team were a pleasure to deal with when acquiring my new home. I would definitely recommend Joe and his team to other people looking for loan assistance because I know they have only the best intentions. If I could give them a 100 star rating I would!!

Joe Medrano is an amazing loan officer, is always available for you to reach, Will do everything on his power to get the house that you’re interested in.