My husband and I had the absolute pleasure of working with Brad when it was time for us to buy our first home. We contacted Brad through a family referral. Brad explained thoroughly every step of the process and what every number meant. Brad was always available, even on weekends, to answer questions or concerns and he will advocate for you because he has your best genuine interest. He constantly looked out for us in the process which was highly appreciated as we are first time buyers. We felt that we were in good hands with his help. I am recommending Brad to anyone I know that is looking for a lender. We're very lucky!