AMAZING! Me and my husband had so many problems with getting approved for a house with a different company, but we tried again with mark and it was super fast and easy. He was so helpful so was his entire team! I am so thankful they took the time to help us and we are in the process of closing on our first home !!!

Mark is super straight and honest and super fast in his communication. There aren’t enough positive adjectives to describe my experience with Mr. Martinez In this day of dog eats dog, he’s a refreshing break

Mark and his team are customer service-focused with excellent communication. Mark makes an extra effort to ensure that all parties fully understand the process and progression. He takes the time to explain things in detail and in a way that makes you feel included and not overwhelmed. If you are looking for a lender that is honest, reliable, fun to work with, and someone that has your back, you HAVE to call mark!

I honestly have to say that every person on the team was fantastic. I like the approach of having specialization. I had confidence during the whole process. The proactive & educational approach was refreshing. I could focus on my part knowing others would do theirs. Mark, Brian, Lauren & Janice took excellent care of me each step of the way. The seller's realtor even told me what a pleasure they are to work with!!

My husband and I are first time home buyers and were looking to move out of state. We had been working with another lender for over 6 months that we feel had been giving us the runaround and was not responding well to us. I was sharing this with my mom, and she reminded me that Mark is able to do home loans all across the country. I called him and immediately got ahold of him. I shared with him what our struggles and challenges have been, and he got to to work right away. He shared with us a creative way to get approved for home loan financing and got us approved for more than we needed. He has guided us through the process and has been a true advocate for whatever was best for us and our young family. We are scheduled to move into our new home next month, in time for Christmas and prior to the next addition to our growing family is born. There is no way we could have got this done with out Mark's guidance. Thanks, Mark. You and your team have been amazing!

This is long overdue, but thank you for the excellent service you provided to us. You were professional, kind, knowledgeable, and timely. All the things that are important during the refinance process. The process can be daunting to consumers, but you made it painless. We appreciate you!

I am a realtor and I first met Mark when he was doing the home loan for a buyer on a house in which I was representing the buyer. Mark was always professional, proactive, and was great with communication. I have a family member that was looking to relocate from one state to another and I introduced them to Mark. They repeatedly tell me how amazing he is!! Thank you so much, Mark, for taking time with them and the great customer service! You've taken so much stress off their minds.

It is a pleasure for my family and me to talk about Mark Martinez, his ethic, and his professionalism talk for himself. We were quite new in California and the USA in general, when we met him for the first time and to be honest we didn't have a clue of what to expect. He was patient, didactic, and charismatic. He guided us through the whole process and answered all of our questions with a smile. We are really thankful to him and we can proudly say that he was a key factor for us to get the house of our dreams. And it didn't end up there, he was always in contact and ready to help us with all this new adventure. For that and more we proudly recommend Mark Martinez and his team to anybody who is looking for a new house.

We were referred to Mark through a friends recommendation. I am very pleased with this loan experience; Mark’s knowledge and expertise helped me find the right loan, secure an even better rate than anticipated and the loan came in under cost!! I plan on using Mark for future deals and will recommend him to friends

Working with Mark has been one of the best experiences I have ever had. When my fiancé and I began looking at the possibility of purchasing our first home the whole process seemed very daunting and overwhelming. Mark was recommended to us by family who had worked with him in the past. We talked with him about a year in advance where he created a plan for us to follow in order to be as ready as we could be. Throughout that year we would touch base with him to get updates and make adjustments to our plan where needed. When the time finally came to find a home, Mark was extremely helpful. He not only was able to process our loan extremely quickly and in the easiest way possible for us, but he also provided us with advice and a peace of mind that we needed as we made it through the process of buying our first home. While Mark is an excellent businessman and great at what he does, he is an even better person and somebody that I would wholeheartedly recommend to anybody. Thank you so much Mark!

Mark Martinez, once again, has come through for us 100%! And this is the second time we've used his services to re-finance our mortgage. Mark stayed in contact with us on a weekly basis, sometimes even hearing from him 2-3 times/week. My husband is going through cancer treatment and Mark was eager to make this re-finance as quick and painless as can be. I would not hesitate to recommend him to anyone for any banking needs they have. From the bottom of our hearts, thank you Mark. God Bless You!

I just want to take the time to acknowledge and give KUDOS to Mark Martinez. He has been more than amazing from beginning to end with the process of my home purchase. Mark has great communication skills and knows what he’s doing. Without Mark I don’t know if I would have done it. His expertise shows. Thanks again Mark for ALL that you do! Eddy Marquez

When I was looking for a home loan, I shopped around and Mark was very competitively priced. He even personally intervened with the credit reporting agencies to get my scores as high as possible in order to get the best interest rate possible. Very good communication throughout the process and he and his team were very prompt to respond to my inquiries.

Mark and his team went WAY above and beyond their call of duty. My particular situation was extremely complex, mixing in matters of IRS liens, additional liens as well as massive credit issues (just to name a few of the challenges). There were many times I felt the loan was not going to happen, but Mark continued to press forward ensuring me he would make it work. Beyond several miraculous turnarounds, Mark was also very patient, clear and honest. I have never experienced such professionalism, know-how and persistence (all in my favor) than with Mark, and I've done well over 20 large loans in my lifetime. Great work Mark!

I highly recommend Mark Martinez! He had helped our daughter and her husband with their home purchase when moving from California to Atlanta, and everything worked out without a hitch. So I knew we would be in good hands with Mark when we decided to get a second home near them when our granddaughter was born. Because of Mark’s knowledgeable guidance, we knew going in with an offer the best course of action to take for our circumstances. As it turned out we are paying cash and won’t be getting a loan after all. But if the need ever arises, we will definitely be calling on him again.

We ended up being partnered up with Mark as a referral through a friend of our parents and had no idea what to expect. All I can say is "WOW!!!" We had such an incredible experience with Mark's team that I cannot write into words how pleased we were with how the whole team put together our transaction. We had an International purchase while living overseas which made so many pieces of our puzzle extremely tricky and they were able to handle every hurdle that came their way not only with success but met our time constraints with no problem. After working with them for a day, we knew we were in the right hands and we would NEVER want to make a decision of this size without them on our team. Anyone thinking of partnering with them, should do it and never look back. We will only partner with them moving forward and we can't recommend working them enough!!

Thank you so much, Mark and all your team for your professionalism, and commitment to excellence. There are no words to express how grateful we are for all you did for us. We very much appreciated the many ways you communicated with us and the way you explained. to us what to expect at every step of the way. Thank you for caring! We highly recommend you and your team! God bless your work!

Mark and his team gave us superior service that we didn’t even imagine. With Mark and his team, it was a totally different experience with special service and frankly they didn’t take much time and they were always on top of everything with a lot of electronic communication. I recommend Mark and his team to all my friends, family and anyone who is thinking about refinancing or purchasing a new property. They will make the process easy. We are very grateful to Mark Martinez and his team for doing a great job!

We recently made an offer on a home in California while still living in New Zealand. Mark negotiated on our behalf and worked tirelessly to meet an aggressive 30-day close. The seller was difficult, communicating with us internationally was difficult, and despite all this, they completed our end of the close 5 days early to make it as buttoned up and easy as possible. One of the differentiators was that Mark worked with the seller's agent to accept our offer, even though it was not the low bid... Amazing!

As an escrow company who works with many lenders on a daily basis, there are times that can be quite frustrating. However, Mark and Staci at Waterstone Mortgage are not one of those lenders! Their professionalism and attention to detail in getting the job done is unsurpassed! If your looking for a lender to get the loan done in a timely, professional manner, this is your go to company! Thank you to both of you for making our job easier and making the clients happy!

AMAZING! Me and my husband had so many problems with getting approved for a house with a different company, but we tried again with mark and it was super fast and easy. He was so helpful so was his entire team! I am so thankful they took the time to help us and we are in the process of closing on our first home !!!

Mark is super straight and honest and super fast in his communication. There aren’t enough positive adjectives to describe my experience with Mr. Martinez In this day of dog eats dog, he’s a refreshing break

Mark and his team are customer service-focused with excellent communication. Mark makes an extra effort to ensure that all parties fully understand the process and progression. He takes the time to explain things in detail and in a way that makes you feel included and not overwhelmed. If you are looking for a lender that is honest, reliable, fun to work with, and someone that has your back, you HAVE to call mark!

I honestly have to say that every person on the team was fantastic. I like the approach of having specialization. I had confidence during the whole process. The proactive & educational approach was refreshing. I could focus on my part knowing others would do theirs. Mark, Brian, Lauren & Janice took excellent care of me each step of the way. The seller's realtor even told me what a pleasure they are to work with!!

My husband and I are first time home buyers and were looking to move out of state. We had been working with another lender for over 6 months that we feel had been giving us the runaround and was not responding well to us. I was sharing this with my mom, and she reminded me that Mark is able to do home loans all across the country. I called him and immediately got ahold of him. I shared with him what our struggles and challenges have been, and he got to to work right away. He shared with us a creative way to get approved for home loan financing and got us approved for more than we needed. He has guided us through the process and has been a true advocate for whatever was best for us and our young family. We are scheduled to move into our new home next month, in time for Christmas and prior to the next addition to our growing family is born. There is no way we could have got this done with out Mark's guidance. Thanks, Mark. You and your team have been amazing!

This is long overdue, but thank you for the excellent service you provided to us. You were professional, kind, knowledgeable, and timely. All the things that are important during the refinance process. The process can be daunting to consumers, but you made it painless. We appreciate you!

I am a realtor and I first met Mark when he was doing the home loan for a buyer on a house in which I was representing the buyer. Mark was always professional, proactive, and was great with communication. I have a family member that was looking to relocate from one state to another and I introduced them to Mark. They repeatedly tell me how amazing he is!! Thank you so much, Mark, for taking time with them and the great customer service! You've taken so much stress off their minds.

It is a pleasure for my family and me to talk about Mark Martinez, his ethic, and his professionalism talk for himself. We were quite new in California and the USA in general, when we met him for the first time and to be honest we didn't have a clue of what to expect. He was patient, didactic, and charismatic. He guided us through the whole process and answered all of our questions with a smile. We are really thankful to him and we can proudly say that he was a key factor for us to get the house of our dreams. And it didn't end up there, he was always in contact and ready to help us with all this new adventure. For that and more we proudly recommend Mark Martinez and his team to anybody who is looking for a new house.

We were referred to Mark through a friends recommendation. I am very pleased with this loan experience; Mark’s knowledge and expertise helped me find the right loan, secure an even better rate than anticipated and the loan came in under cost!! I plan on using Mark for future deals and will recommend him to friends

Working with Mark has been one of the best experiences I have ever had. When my fiancé and I began looking at the possibility of purchasing our first home the whole process seemed very daunting and overwhelming. Mark was recommended to us by family who had worked with him in the past. We talked with him about a year in advance where he created a plan for us to follow in order to be as ready as we could be. Throughout that year we would touch base with him to get updates and make adjustments to our plan where needed. When the time finally came to find a home, Mark was extremely helpful. He not only was able to process our loan extremely quickly and in the easiest way possible for us, but he also provided us with advice and a peace of mind that we needed as we made it through the process of buying our first home. While Mark is an excellent businessman and great at what he does, he is an even better person and somebody that I would wholeheartedly recommend to anybody. Thank you so much Mark!

Mark Martinez, once again, has come through for us 100%! And this is the second time we've used his services to re-finance our mortgage. Mark stayed in contact with us on a weekly basis, sometimes even hearing from him 2-3 times/week. My husband is going through cancer treatment and Mark was eager to make this re-finance as quick and painless as can be. I would not hesitate to recommend him to anyone for any banking needs they have. From the bottom of our hearts, thank you Mark. God Bless You!

I just want to take the time to acknowledge and give KUDOS to Mark Martinez. He has been more than amazing from beginning to end with the process of my home purchase. Mark has great communication skills and knows what he’s doing. Without Mark I don’t know if I would have done it. His expertise shows. Thanks again Mark for ALL that you do! Eddy Marquez

When I was looking for a home loan, I shopped around and Mark was very competitively priced. He even personally intervened with the credit reporting agencies to get my scores as high as possible in order to get the best interest rate possible. Very good communication throughout the process and he and his team were very prompt to respond to my inquiries.

Mark and his team went WAY above and beyond their call of duty. My particular situation was extremely complex, mixing in matters of IRS liens, additional liens as well as massive credit issues (just to name a few of the challenges). There were many times I felt the loan was not going to happen, but Mark continued to press forward ensuring me he would make it work. Beyond several miraculous turnarounds, Mark was also very patient, clear and honest. I have never experienced such professionalism, know-how and persistence (all in my favor) than with Mark, and I've done well over 20 large loans in my lifetime. Great work Mark!

I highly recommend Mark Martinez! He had helped our daughter and her husband with their home purchase when moving from California to Atlanta, and everything worked out without a hitch. So I knew we would be in good hands with Mark when we decided to get a second home near them when our granddaughter was born. Because of Mark’s knowledgeable guidance, we knew going in with an offer the best course of action to take for our circumstances. As it turned out we are paying cash and won’t be getting a loan after all. But if the need ever arises, we will definitely be calling on him again.

We ended up being partnered up with Mark as a referral through a friend of our parents and had no idea what to expect. All I can say is "WOW!!!" We had such an incredible experience with Mark's team that I cannot write into words how pleased we were with how the whole team put together our transaction. We had an International purchase while living overseas which made so many pieces of our puzzle extremely tricky and they were able to handle every hurdle that came their way not only with success but met our time constraints with no problem. After working with them for a day, we knew we were in the right hands and we would NEVER want to make a decision of this size without them on our team. Anyone thinking of partnering with them, should do it and never look back. We will only partner with them moving forward and we can't recommend working them enough!!

Thank you so much, Mark and all your team for your professionalism, and commitment to excellence. There are no words to express how grateful we are for all you did for us. We very much appreciated the many ways you communicated with us and the way you explained. to us what to expect at every step of the way. Thank you for caring! We highly recommend you and your team! God bless your work!

Mark and his team gave us superior service that we didn’t even imagine. With Mark and his team, it was a totally different experience with special service and frankly they didn’t take much time and they were always on top of everything with a lot of electronic communication. I recommend Mark and his team to all my friends, family and anyone who is thinking about refinancing or purchasing a new property. They will make the process easy. We are very grateful to Mark Martinez and his team for doing a great job!

We recently made an offer on a home in California while still living in New Zealand. Mark negotiated on our behalf and worked tirelessly to meet an aggressive 30-day close. The seller was difficult, communicating with us internationally was difficult, and despite all this, they completed our end of the close 5 days early to make it as buttoned up and easy as possible. One of the differentiators was that Mark worked with the seller's agent to accept our offer, even though it was not the low bid... Amazing!

As an escrow company who works with many lenders on a daily basis, there are times that can be quite frustrating. However, Mark and Staci at Waterstone Mortgage are not one of those lenders! Their professionalism and attention to detail in getting the job done is unsurpassed! If your looking for a lender to get the loan done in a timely, professional manner, this is your go to company! Thank you to both of you for making our job easier and making the clients happy!