Matt Arrillaga

117 reviews

5.0
★★★★★
5★
99%
4★
1%
3★
0%
2★
0%
1★
0%
AD
Adam Darough✓ Verified
★★★★★Aug 2026

Matt was very thorough and explained everything to us in detail. We felt very comfortable in understanding the process and he answered all of our questions with easy to understand answers.

SC
Susan Channel✓ Verified
★★★★★Jul 2026

Matt was always ready for my call, whether it was planned or not. Very knowledgeable and explained things clearly.

DS
Donald Seppi✓ Verified
★★★★★May 2026

Matt is exceptional at his job. He is very knowledgeable and professional. He was a life saver for me in this process. I can not say enough about how he got me through the process.

DS
Donald Seppi
★★★★★Apr 2026

Matt Arrillaga was wonderful. Very professional and knowledgeable. I know Matt had multiple clients but I felt like I was his only client. He answered his phone 95% of the time and if I had to leave a message he always was prompt in returning my calls. He made an confusing and complicated process simple.

SN
Scott Nelson
★★★★★Feb 2026

Matt provided absolutely fantastic service--from start to finish. He gave us lots of detail and showed great patience as we thought through our options. Zero complaints.

AG
Arthur Garcia
★★★★★Jan 2026

This was our second time getting a loan with Matt and Wintrust. It was fast and easy. Everything was straight forward and Matt explained everything in detail. No rush, no hassle made the whole transaction easy.

CA
Concepcion Allen✓ Verified
★★★★★Nov 2025

Very patient helpful and Knowledgeable

JP
Janice Prior
★★★★★Jul 2025

Very thorough and wonderful to work with

EW
Evan Wheeler
★★★★★Apr 2025

We had a fantastic experience working with Matt Arrillaga at Wintrust Mortgage. From start to finish, Matt was incredibly helpful and made the entire process so much smoother than we expected. He walked us through everything step by step, answered all of our questions clearly, and always made himself available when we needed him. It really felt like he had our best interest in mind the whole time. If you’re looking for someone knowledgeable, patient, and trustworthy to guide you through the mortgage process, we highly recommend Matt!

BM
Brent Matheny✓ Verified
★★★★★Mar 2025

Matt was great — very thorough in discussing details of our loan and keeping us informed every step along the way!

BS
Benny Silver✓ Verified
★★★★★Jan 2025

Matt was incredibly knowledgeable and a pleasure to work with!

AP
Alberto Pugliese✓ Verified
★★★★★Aug 2024

Mr. Matt Arrillaga provided outstanding assistance and guidance. I am very satisfied and appreciative of Mr. Arrillaga's professionalism.

ZS
Zijie Sun✓ Verified
★★★★★Aug 2024

Matt is very professional and very helpful. We truly appreciate his help.

SR
Scott Rabenold✓ Verified
★★★★★Jul 2023

Great service. Highly responsive!

YS
Yulia Shwartz
★★★★★Apr 2023

Very responsive, knowledgeable, attentive and patient! Goes above and beyond to help!

SF
Sybil Fickett-Jones✓ Verified
★★★★★Jan 2022

Matt Arrillaga is professional, personable, efficient, and an accomplished analytic thinker. When questions arose, he was always ready to help me sort through possibilities to arrive at the best solution. I have worked with Matt three times and will work with him again. I would definitely recommend him for all your financing and refinancing needs.

DM
Deborah Miller
★★★★★Jan 2022

Matt is awesome! After years of being told we could not refinance due to some financial challenges, Matt found a way to make it happen. Thank you Matt!

LH
Laurence Hand
★★★★★Oct 2021

Great guy trustworthy

JL
JILL LINDEMAN
★★★★★Oct 2021

Matt has been my "partner" with my mortgage solutions for nearly 20 years and I would go nowhere else. He looks after my best interest in the short and long term and has been patient with me every step of the way. Thank you Matt!

CR
Christine Robert✓ Verified
★★★★★Oct 2021

We were pressed by sellers with 45 day escrow. Matt got it all done and we closed in 42 days!

AS
Adrienne Scotti✓ Verified
★★★★★Sep 2021

Matt was very quick to respond and always made time to answer our questions - and as first time home buyers we had many! He even referred us to a real estate agent who worked in the area we were looking to buy in, and she turned out to be amazing as well!

RH
Ryo Higuchi-Sanabria✓ Verified
★★★★★Aug 2021

Matt is extremely friendly and supportive through the entire process of purchasing a home. He goes truly above and beyond to teach you everything you need to know. As a first-time homeowner, we were quite nervous and extremely inexperienced, but Matt helped us with every step of the process and made sure to thoroughly explain everything, teaching us so many things and never being condescending. His patience was admirable and his knowledge is unmatched. If you want to make your dreams of owning a home come true, then definitely team up with Matt!

EL
Elizabeth Lutz✓ Verified
★★★★★Jun 2021

Everything went smoothly Ith informed every step of the way. When I had questions they were answered promptly

TK
todd katzenstein
★★★★★May 2021

Matt has always been fantastic work with and has always treated us wonderfully. We continue to work with him year after year.

SW
Samuel Willardson✓ Verified
★★★★★Apr 2021

Matt was a perfect loan officer. Patient, knowledgeable, and readily available to answer questions by phone or email. I will recommend Matt to any first-time home buyers.

GR
George Rand
★★★★★Apr 2021

Excellent

GD
Gary Duck✓ Verified
★★★★★Apr 2021

MATT IS EXCELLENT TO WORK WITH....TAKES TIME TO ANSWER QUESTIONS, QUICK TO RETURN CALLS.

TW
Thomas Wilson✓ Verified
★★★★★Apr 2021

Outstanding and very helpful.

GS
Gil Shlamovitz✓ Verified
★★★★★Mar 2021

From first contact to close, Matt was there for us and provided exceptional, timely and professional service. We could not be happier and were able to quickly close a mortgage re-finance with him within weeks. Thank you, Matt, for being there for us and for all that you do!

JG
Jennifer Green
★★★★★Mar 2021

The experience of refinancing with Matt Arrillaga was as smooth and painless as one could expect, and frankly surprising given the complexities of mortgage loans and refinance. I loved the ZOOM interface, as well. Matt is an EXCELLENT mortgage broker, and I will continue to refer family and friends to him. Once recommendation, however, is related to the post-loan experience. The interface for paying the monthly mortgage via Wintrust mortgage is antiquated. Ideally there would be functionality allowing me to change the amount I'd like to add to the principal easily and frequently online. Having to do this via a form does not allow for easy monthly changes as needed. Additionally, I would ideally be able to view my loan, loan documents, escrow, etc in the same site, rather than via a separate site with Barrington Bank. For reference, a great example of an online mortgage interface is the one I had with my previous mortgage - Mr. Cooper.

LD
Laurie Delancey-Syrett
★★★★★Mar 2021

Matt, as always, gets the job done with ease and efficiency. He’s the best!

PK
Peter Kolla
★★★★★Feb 2021

Matt’s been an amazing partner for us. Always available for any questions and keeps finding us exactly what we’re looking for.

JR
Jessica Roddy✓ Verified
★★★★☆Jan 2021

Matt is terrific. This is the second or third time I have used him for a mortgage or Refi and I would do so again. This time was a. It chaotic and ended up with loan docs which needed to be signed twice on different days causing me to lose a few thousand dollars. So I didn’t love that part. But Matt is a pleasure. And there is a pandemic going on, so nothing is perfect.

JB
Joyce Brewer
★★★★★Jan 2021

Easy to contact and get answers.

SL
Sean Leddie
★★★★★Jan 2021

Extremely knowledgeable

PA
Paul Ashley✓ Verified
★★★★★Jan 2021

My only complaint was with the mortgage payment instructions and coupons I was sent via email. I was struggling with that this morning. It was not at all clear - who is the check made out to, where is it to be mailed, what should I include in the envelope? So I wrote a check but I was 'winging' it. Hope it was right and it gets where it's supposed to go, fingers crossed here.

KF
Karen Fabe✓ Verified
★★★★★Jan 2021

Matt is efficient, friendly and always tries to help you.

LH
Lynne Howard✓ Verified
★★★★★Dec 2020

Matt and his team helped us every step of the way on our recent refi. They explained everything in simple terms, and worked hard to make sure everything was completed.

TJ
Tim Johnston
★★★★★Dec 2020

Overall great experience

UJ
Unmesh Jadhav✓ Verified
★★★★★Dec 2020

Matt helped us with mortgage set-up for our purchase of a new town-home in South Pasadena. Matt was the most professional person that we have worked with on this front. He went beyond just the standard mortgage account establishment and advised us throughout the process regarding various aspects of home buying. We could trust Matt on all issues of our financial decision making. It was particularly admirable that he was able to get all things done a tight timeline given the COVID19 pandemic and worked seamlessly with real estate agent and all other parties involved. Thank you.

JS
Joshua Shapiro✓ Verified
★★★★★Dec 2020

Matt was patient, answered all of my questions, and worked through various scenarios with me to help me find the best option.

CL
Chun Li✓ Verified
★★★★★Dec 2020

We had owned 3 houses before moving to California, and had worked with quite a few mortgage brokers and bankers on loan applications and refinances. Our experience with Matt has been the most smooth and informative. We started house hunting in early July and closed on a house in early December. He always responded to our inquiries quickly and delivered what we needed even with a short notice. He was patient in helping us to monitor the mortgage rate and provided critical help on what options we could choose to lock the rate. He also informed us every step of the way. We know we can trust him and will recommend him to our friends.

BB
Barbara Blake✓ Verified
★★★★★Nov 2020

Matt Arrillaga is the best Mortgage Broker in the business. Matt is not only helpful and professional throughout the entire lending process, bit he's a pleasure to work with and always responds quickly, too. I HIGHLY RECOMMEND Matt Arrillaga!

MH
Matthew Harris✓ Verified
★★★★★Nov 2020

Thank you Matt for your outstanding communication, guidance, and exceptional professionalism. As Senior Loan Officer you have originated four (4) Loans and/or Re-Fi's for us in the past fourteen (14) years, and every transaction has proven to be tremendously efficient, and has been executed to the highest standards. Thank you.

RS
ROBERTO SURO
★★★★★Nov 2020

excellent advice and superb service every step of the way

AL
Alan Lazar✓ Verified
★★★★★Nov 2020

Matt Arrilaga is the best! We use him again and again. Gets the job done with minimum fuss. He's super-organized.

AB
Anita Barry✓ Verified
★★★★★Nov 2020

N/a

EJ
Erin Johnson
★★★★★Nov 2020

Thanks, Matt!

RH
Raymond Hartung✓ Verified
★★★★★Nov 2020

The entire process worked great. Matt was very responsive and extremely well informed. My only suggestion/request is for the monthly statement to be sent two weeks earlier. I have been receiving it on the 27th or 28th of the month with a payment due the 1st of the following month. That becomes a problem if I happen to be out of town.

ES
Edward Samu✓ Verified
★★★★★Nov 2020

Matt did a great job helping us with our refi loan. Everything went really smooth and fast. He communicated very well on everything we needed, and what we needed to provide for the process. He’s very knowledgeable at his job.. We are very happy with our new refi on our house. It was a great partnership working with your company . Thank you!

AD
Adam Darough✓ Verified
★★★★★Aug 2026

Matt was very thorough and explained everything to us in detail. We felt very comfortable in understanding the process and he answered all of our questions with easy to understand answers.

SC
Susan Channel✓ Verified
★★★★★Jul 2026

Matt was always ready for my call, whether it was planned or not. Very knowledgeable and explained things clearly.

DS
Donald Seppi✓ Verified
★★★★★May 2026

Matt is exceptional at his job. He is very knowledgeable and professional. He was a life saver for me in this process. I can not say enough about how he got me through the process.

DS
Donald Seppi
★★★★★Apr 2026

Matt Arrillaga was wonderful. Very professional and knowledgeable. I know Matt had multiple clients but I felt like I was his only client. He answered his phone 95% of the time and if I had to leave a message he always was prompt in returning my calls. He made an confusing and complicated process simple.

SN
Scott Nelson
★★★★★Feb 2026

Matt provided absolutely fantastic service--from start to finish. He gave us lots of detail and showed great patience as we thought through our options. Zero complaints.

AG
Arthur Garcia
★★★★★Jan 2026

This was our second time getting a loan with Matt and Wintrust. It was fast and easy. Everything was straight forward and Matt explained everything in detail. No rush, no hassle made the whole transaction easy.

CA
Concepcion Allen✓ Verified
★★★★★Nov 2025

Very patient helpful and Knowledgeable

JP
Janice Prior
★★★★★Jul 2025

Very thorough and wonderful to work with

EW
Evan Wheeler
★★★★★Apr 2025

We had a fantastic experience working with Matt Arrillaga at Wintrust Mortgage. From start to finish, Matt was incredibly helpful and made the entire process so much smoother than we expected. He walked us through everything step by step, answered all of our questions clearly, and always made himself available when we needed him. It really felt like he had our best interest in mind the whole time. If you’re looking for someone knowledgeable, patient, and trustworthy to guide you through the mortgage process, we highly recommend Matt!

BM
Brent Matheny✓ Verified
★★★★★Mar 2025

Matt was great — very thorough in discussing details of our loan and keeping us informed every step along the way!

BS
Benny Silver✓ Verified
★★★★★Jan 2025

Matt was incredibly knowledgeable and a pleasure to work with!

AP
Alberto Pugliese✓ Verified
★★★★★Aug 2024

Mr. Matt Arrillaga provided outstanding assistance and guidance. I am very satisfied and appreciative of Mr. Arrillaga's professionalism.

ZS
Zijie Sun✓ Verified
★★★★★Aug 2024

Matt is very professional and very helpful. We truly appreciate his help.

SR
Scott Rabenold✓ Verified
★★★★★Jul 2023

Great service. Highly responsive!

YS
Yulia Shwartz
★★★★★Apr 2023

Very responsive, knowledgeable, attentive and patient! Goes above and beyond to help!

SF
Sybil Fickett-Jones✓ Verified
★★★★★Jan 2022

Matt Arrillaga is professional, personable, efficient, and an accomplished analytic thinker. When questions arose, he was always ready to help me sort through possibilities to arrive at the best solution. I have worked with Matt three times and will work with him again. I would definitely recommend him for all your financing and refinancing needs.

DM
Deborah Miller
★★★★★Jan 2022

Matt is awesome! After years of being told we could not refinance due to some financial challenges, Matt found a way to make it happen. Thank you Matt!

LH
Laurence Hand
★★★★★Oct 2021

Great guy trustworthy

JL
JILL LINDEMAN
★★★★★Oct 2021

Matt has been my "partner" with my mortgage solutions for nearly 20 years and I would go nowhere else. He looks after my best interest in the short and long term and has been patient with me every step of the way. Thank you Matt!

CR
Christine Robert✓ Verified
★★★★★Oct 2021

We were pressed by sellers with 45 day escrow. Matt got it all done and we closed in 42 days!

AS
Adrienne Scotti✓ Verified
★★★★★Sep 2021

Matt was very quick to respond and always made time to answer our questions - and as first time home buyers we had many! He even referred us to a real estate agent who worked in the area we were looking to buy in, and she turned out to be amazing as well!

RH
Ryo Higuchi-Sanabria✓ Verified
★★★★★Aug 2021

Matt is extremely friendly and supportive through the entire process of purchasing a home. He goes truly above and beyond to teach you everything you need to know. As a first-time homeowner, we were quite nervous and extremely inexperienced, but Matt helped us with every step of the process and made sure to thoroughly explain everything, teaching us so many things and never being condescending. His patience was admirable and his knowledge is unmatched. If you want to make your dreams of owning a home come true, then definitely team up with Matt!

EL
Elizabeth Lutz✓ Verified
★★★★★Jun 2021

Everything went smoothly Ith informed every step of the way. When I had questions they were answered promptly

TK
todd katzenstein
★★★★★May 2021

Matt has always been fantastic work with and has always treated us wonderfully. We continue to work with him year after year.

SW
Samuel Willardson✓ Verified
★★★★★Apr 2021

Matt was a perfect loan officer. Patient, knowledgeable, and readily available to answer questions by phone or email. I will recommend Matt to any first-time home buyers.

GR
George Rand
★★★★★Apr 2021

Excellent

GD
Gary Duck✓ Verified
★★★★★Apr 2021

MATT IS EXCELLENT TO WORK WITH....TAKES TIME TO ANSWER QUESTIONS, QUICK TO RETURN CALLS.

TW
Thomas Wilson✓ Verified
★★★★★Apr 2021

Outstanding and very helpful.

GS
Gil Shlamovitz✓ Verified
★★★★★Mar 2021

From first contact to close, Matt was there for us and provided exceptional, timely and professional service. We could not be happier and were able to quickly close a mortgage re-finance with him within weeks. Thank you, Matt, for being there for us and for all that you do!

JG
Jennifer Green
★★★★★Mar 2021

The experience of refinancing with Matt Arrillaga was as smooth and painless as one could expect, and frankly surprising given the complexities of mortgage loans and refinance. I loved the ZOOM interface, as well. Matt is an EXCELLENT mortgage broker, and I will continue to refer family and friends to him. Once recommendation, however, is related to the post-loan experience. The interface for paying the monthly mortgage via Wintrust mortgage is antiquated. Ideally there would be functionality allowing me to change the amount I'd like to add to the principal easily and frequently online. Having to do this via a form does not allow for easy monthly changes as needed. Additionally, I would ideally be able to view my loan, loan documents, escrow, etc in the same site, rather than via a separate site with Barrington Bank. For reference, a great example of an online mortgage interface is the one I had with my previous mortgage - Mr. Cooper.

LD
Laurie Delancey-Syrett
★★★★★Mar 2021

Matt, as always, gets the job done with ease and efficiency. He’s the best!

PK
Peter Kolla
★★★★★Feb 2021

Matt’s been an amazing partner for us. Always available for any questions and keeps finding us exactly what we’re looking for.

JR
Jessica Roddy✓ Verified
★★★★☆Jan 2021

Matt is terrific. This is the second or third time I have used him for a mortgage or Refi and I would do so again. This time was a. It chaotic and ended up with loan docs which needed to be signed twice on different days causing me to lose a few thousand dollars. So I didn’t love that part. But Matt is a pleasure. And there is a pandemic going on, so nothing is perfect.

JB
Joyce Brewer
★★★★★Jan 2021

Easy to contact and get answers.

SL
Sean Leddie
★★★★★Jan 2021

Extremely knowledgeable

PA
Paul Ashley✓ Verified
★★★★★Jan 2021

My only complaint was with the mortgage payment instructions and coupons I was sent via email. I was struggling with that this morning. It was not at all clear - who is the check made out to, where is it to be mailed, what should I include in the envelope? So I wrote a check but I was 'winging' it. Hope it was right and it gets where it's supposed to go, fingers crossed here.

KF
Karen Fabe✓ Verified
★★★★★Jan 2021

Matt is efficient, friendly and always tries to help you.

LH
Lynne Howard✓ Verified
★★★★★Dec 2020

Matt and his team helped us every step of the way on our recent refi. They explained everything in simple terms, and worked hard to make sure everything was completed.

TJ
Tim Johnston
★★★★★Dec 2020

Overall great experience

UJ
Unmesh Jadhav✓ Verified
★★★★★Dec 2020

Matt helped us with mortgage set-up for our purchase of a new town-home in South Pasadena. Matt was the most professional person that we have worked with on this front. He went beyond just the standard mortgage account establishment and advised us throughout the process regarding various aspects of home buying. We could trust Matt on all issues of our financial decision making. It was particularly admirable that he was able to get all things done a tight timeline given the COVID19 pandemic and worked seamlessly with real estate agent and all other parties involved. Thank you.

JS
Joshua Shapiro✓ Verified
★★★★★Dec 2020

Matt was patient, answered all of my questions, and worked through various scenarios with me to help me find the best option.

CL
Chun Li✓ Verified
★★★★★Dec 2020

We had owned 3 houses before moving to California, and had worked with quite a few mortgage brokers and bankers on loan applications and refinances. Our experience with Matt has been the most smooth and informative. We started house hunting in early July and closed on a house in early December. He always responded to our inquiries quickly and delivered what we needed even with a short notice. He was patient in helping us to monitor the mortgage rate and provided critical help on what options we could choose to lock the rate. He also informed us every step of the way. We know we can trust him and will recommend him to our friends.

BB
Barbara Blake✓ Verified
★★★★★Nov 2020

Matt Arrillaga is the best Mortgage Broker in the business. Matt is not only helpful and professional throughout the entire lending process, bit he's a pleasure to work with and always responds quickly, too. I HIGHLY RECOMMEND Matt Arrillaga!

MH
Matthew Harris✓ Verified
★★★★★Nov 2020

Thank you Matt for your outstanding communication, guidance, and exceptional professionalism. As Senior Loan Officer you have originated four (4) Loans and/or Re-Fi's for us in the past fourteen (14) years, and every transaction has proven to be tremendously efficient, and has been executed to the highest standards. Thank you.

RS
ROBERTO SURO
★★★★★Nov 2020

excellent advice and superb service every step of the way

AL
Alan Lazar✓ Verified
★★★★★Nov 2020

Matt Arrilaga is the best! We use him again and again. Gets the job done with minimum fuss. He's super-organized.

AB
Anita Barry✓ Verified
★★★★★Nov 2020

N/a

EJ
Erin Johnson
★★★★★Nov 2020

Thanks, Matt!

RH
Raymond Hartung✓ Verified
★★★★★Nov 2020

The entire process worked great. Matt was very responsive and extremely well informed. My only suggestion/request is for the monthly statement to be sent two weeks earlier. I have been receiving it on the 27th or 28th of the month with a payment due the 1st of the following month. That becomes a problem if I happen to be out of town.

ES
Edward Samu✓ Verified
★★★★★Nov 2020

Matt did a great job helping us with our refi loan. Everything went really smooth and fast. He communicated very well on everything we needed, and what we needed to provide for the process. He’s very knowledgeable at his job.. We are very happy with our new refi on our house. It was a great partnership working with your company . Thank you!

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